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RJI vs QYLD: Dividend Comparison 2026

RJI yields 24.68% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RJI wins by $71.5K in total portfolio value
10 years
RJI
RJI
● Live price
24.68%
Share price
$8.11
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$96.9K
Annual income
$10,797.69
Full RJI calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — RJI vs QYLD

📍 RJI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRJIQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RJI + QYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RJI pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RJI
Annual income on $10K today (after 15% tax)
$2,097.47/yr
After 10yr DRIP, annual income (after tax)
$9,178.04/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, RJI beats the other by $4,367.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RJI + QYLD for your $10,000?

RJI: 50%QYLD: 50%
100% QYLD50/50100% RJI
Portfolio after 10yr
$61.1K
Annual income
$8,228.51/yr
Blended yield
13.46%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RJI buys
0
QYLD buys
0
No recent congressional trades found for RJI or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRJIQYLD
Forward yield24.68% ✓11.92%
Annual dividend / share$2.00$2.04 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$96.9K ✓$25.4K
Annual income after 10y$10,797.69 ✓$5,659.31
Total dividends collected$61.0K ✓$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RJI vs QYLD ($10,000, DRIP)

YearRJI PortfolioRJI Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$13,168$2,467.61$10,352$1,192.36+$2.8K → RJI
2$17,126$3,036.69$10,830$1,347.57+$6.3K → RJI
3$22,016$3,691.19$11,460$1,539.07+$10.6K → RJI
4$27,992$4,434.71$12,275$1,777.84+$15.7K → RJI
5$35,221$5,269.55$13,323$2,078.95+$21.9K → RJI
6$43,883$6,196.67$14,667$2,463.34+$29.2K → RJI
7$54,170$7,215.57$16,396$2,960.57+$37.8K → RJI
8$66,287$8,324.39$18,631$3,612.97+$47.7K → RJI
9$80,447$9,519.91$21,548$4,482.15+$58.9K → RJI
10$96,876$10,797.69$25,398$5,659.31+$71.5K → RJI

RJI vs QYLD: Complete Analysis 2026

RJI — Stock

The index represents the value of a basket of 35 commodity futures contracts.

Full RJI Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.