HomeCompareRJMG vs SCHD

RJMG vs SCHD: Dividend Comparison 2026

RJMG yields 7.25% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RJMG wins by $3.3K in total portfolio value
10 years
RJMG
RJMG
● Live price
7.25%
Share price
$27.59
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$1,148.42
Full RJMG calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — RJMG vs SCHD

📍 RJMG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRJMGSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RJMG + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RJMG pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RJMG
Annual income on $10K today (after 15% tax)
$616.22/yr
After 10yr DRIP, annual income (after tax)
$976.16/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, RJMG beats the other by $616.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RJMG + SCHD for your $10,000?

RJMG: 50%SCHD: 50%
100% SCHD50/50100% RJMG
Portfolio after 10yr
$30.6K
Annual income
$785.51/yr
Blended yield
2.56%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RJMG buys
0
SCHD buys
0
No recent congressional trades found for RJMG or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRJMGSCHD
Forward yield7.25%3.44%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.3K$29.0K
Annual income after 10y$1,148.42$422.61
Total dividends collected$9.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RJMG vs SCHD ($10,000, DRIP)

YearRJMG PortfolioRJMG Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,425$724.97$11,224$344.10+$201.00RJMG
2$12,999$774.09$12,567$354.98+$432.00RJMG
3$14,732$823.10$14,038$365.30+$694.00RJMG
4$16,635$871.82$15,648$375.06+$987.00RJMG
5$18,719$920.03$17,410$384.27+$1.3KRJMG
6$20,997$967.59$19,335$392.95+$1.7KRJMG
7$23,481$1,014.33$21,437$401.10+$2.0KRJMG
8$26,185$1,060.13$23,733$408.75+$2.5KRJMG
9$29,123$1,104.86$26,237$415.91+$2.9KRJMG
10$32,310$1,148.42$28,968$422.61+$3.3KRJMG

RJMG vs SCHD: Complete Analysis 2026

RJMGStock

The FT Raymond James Multicap Growth Equity ETF (the "Fund") seeks to provide long-term capital appreciation. Under normal market conditions, the Fund will invest at least 80% of its net assets (plus any borrowings for investment purposes) in equity securities of growth companies, as identified by the Fund's sub-advisor, Raymond James & Associates, Inc. ("Raymond James" or the "Sub-Advisor"). The Fund seeks to achieve its objective by investing in a portfolio of U.S.-listed equity securities, including common stocks and real estate investment trusts ("REITs") that are rated "Strong Buy" or "Outperform" by Raymond James Equity Research and exhibit growth characteristics by a model developed and overseen by Raymond James.

Full RJMG Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.