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RJVI vs SCHD: Dividend Comparison 2026

RJVI yields 1.51% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.1K in total portfolio value
10 years
RJVI
RJVI
● Live price
1.51%
Share price
$24.88
Annual div
$0.38
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.9K
Annual income
$166.84
Full RJVI calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — RJVI vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRJVISCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RJVI + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RJVI pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RJVI
Annual income on $10K today (after 15% tax)
$128.58/yr
After 10yr DRIP, annual income (after tax)
$141.81/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $217.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RJVI + SCHD for your $10,000?

RJVI: 50%SCHD: 50%
100% SCHD50/50100% RJVI
Portfolio after 10yr
$25.4K
Annual income
$294.72/yr
Blended yield
1.16%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RJVI buys
0
SCHD buys
0
No recent congressional trades found for RJVI or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRJVISCHD
Forward yield1.51%3.44% ✓
Annual dividend / share$0.38$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.9K$29.0K ✓
Annual income after 10y$166.84$422.61 ✓
Total dividends collected$1.6K$3.9K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RJVI vs SCHD ($10,000, DRIP)

YearRJVI PortfolioRJVI Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,851$151.27$11,224$344.10$373.00 → SCHD
2$11,764$153.40$12,567$354.98$803.00 → SCHD
3$12,743$155.43$14,038$365.30$1.3K → SCHD
4$13,793$157.35$15,648$375.06$1.9K → SCHD
5$14,917$159.17$17,410$384.27$2.5K → SCHD
6$16,122$160.88$19,335$392.95$3.2K → SCHD
7$17,413$162.50$21,437$401.10$4.0K → SCHD
8$18,796$164.04$23,733$408.75$4.9K → SCHD
9$20,278$165.48$26,237$415.91$6.0K → SCHD
10$21,864$166.84$28,968$422.61$7.1K → SCHD

RJVI vs SCHD: Complete Analysis 2026

RJVI — Stock

The RJ Eagle Vertical Income ETF (Vertical Income ETF or the fund) seeks current income, with long-term capital appreciation as a secondary investment objective.

Full RJVI Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.