Is RKLY or XYLD a better dividend investment in 2026?

RKLY currently yields 1039.50% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: RKLY offers higher current income.

What is the dividend yield difference between RKLY and XYLD?

RKLY has a forward dividend yield of 1039.50% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 1028.52 percentage points.

Home › Compare › RKLY vs XYLD

RKLY vs XYLD: Dividend Comparison 2026

RKLY yields 1039.50% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RKLY wins by $26437041.70M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RKLY

● Live price

1039.50%

Share price

$0.19

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26437041.72M

Annual income

$22,230,199,623,141.30

Full RKLY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — RKLY vs XYLD

📍 RKLY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RKLY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RKLY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RKLY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RKLY

Annual income on $10K today (after 15% tax)

$88,357.59/yr

After 10yr DRIP, annual income (after tax)

$18,895,669,679,670.11/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, RKLY beats the other by $18,895,669,676,933.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RKLY + XYLD for your $10,000?

RKLY: 50%XYLD: 50%

100% XYLD50/50100% RKLY

Portfolio after 10yr

$13218520.87M

Annual income

$11,115,099,813,180.16/yr

Blended yield

84.09%

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Analyst Conviction Gap

Where Wall Street is most bullish on RKLY right now

RKLY

Analyst Ratings

Buy

Hold

Consensus: Hold

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RKLY buys

XYLD buys

No recent congressional trades found for RKLY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRKLYXYLD

Forward yield	1039.50% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26437041.72M ✓	$25.3K
Annual income after 10y	$22,230,199,623,141.30 ✓	$3,219.02
Total dividends collected	$26117324.23M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RKLY vs XYLD ($10,000, DRIP)

Year	RKLY Portfolio	RKLY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$114,650	$103,950.10	$10,818	$1,098.39	+$103.8K → RKLY
2	$1,236,497	$1,113,821.52	$11,738	$1,222.51	+$1.22M → RKLY
3	$12,549,710	$11,226,657.78	$12,774	$1,364.64	+$12.54M → RKLY
4	$119,917,809	$106,489,619.43	$13,944	$1,527.86	+$119.90M → RKLY
5	$1,079,296,694	$950,984,638.13	$15,270	$1,715.87	+$1079.28M → RKLY
6	$9,154,053,554	$7,999,206,092.26	$16,775	$1,933.09	+$9154.04M → RKLY
7	$73,201,619,032	$63,406,781,729.30	$18,490	$2,184.87	+$73201.60M → RKLY
8	$552,195,684,111	$473,869,951,746.52	$20,450	$2,477.63	+$552195.66M → RKLY
9	$3,931,628,131,004	$3,340,778,749,005.05	$22,697	$2,819.19	+$3931628.11M → RKLY
10	$26,437,041,723,316	$22,230,199,623,141.30	$25,280	$3,219.02	+$26437041.70M → RKLY

RKLY vs XYLD: Complete Analysis 2026

RKLY — Stock

Rockley Photonics Holdings Limited develops and supplies silicon photonics in the United Kingdom and internationally. It offers a platform, which comprises photonic integrated circuits in silicon with integrated III-V devices; application-specific electronic integrated circuits; photonic and electronic co-packaging, which are supported by and coupled with biosensing algorithms, artificial intelligence, cloud analytics, firmware/software, system architecture, and hardware design. The company also provides a biosensing platform for consumer wellness, long-term health trend monitoring, patient monitoring, early disease detection, nutrition management, and treatment of certain chronic diseases. Rockley Photonics Holdings Limited was founded in 2013 and is headquartered in Altrincham, the United Kingdom.

Full RKLY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.