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RKLZ vs SCHD: Dividend Comparison 2026

RKLZ yields 6.27% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RKLZ wins by $1.3K in total portfolio value
10 years
RKLZ
RKLZ
● Live price
6.27%
Share price
$31.88
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.3K
Annual income
$935.40
Full RKLZ calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — RKLZ vs SCHD

📍 RKLZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRKLZSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RKLZ + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RKLZ pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RKLZ
Annual income on $10K today (after 15% tax)
$533.25/yr
After 10yr DRIP, annual income (after tax)
$795.09/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, RKLZ beats the other by $433.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RKLZ + SCHD for your $10,000?

RKLZ: 50%SCHD: 50%
100% SCHD50/50100% RKLZ
Portfolio after 10yr
$29.6K
Annual income
$680.67/yr
Blended yield
2.30%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RKLZ buys
0
SCHD buys
0
No recent congressional trades found for RKLZ or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRKLZSCHD
Forward yield6.27% ✓3.46%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.3K ✓$29.0K
Annual income after 10y$935.40 ✓$425.95
Total dividends collected$7.9K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RKLZ vs SCHD ($10,000, DRIP)

YearRKLZ PortfolioRKLZ Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,327$627.35$11,226$346.36+$101.00 → RKLZ
2$12,784$664.13$12,572$357.38+$212.00 → RKLZ
3$14,380$700.53$14,046$367.84+$334.00 → RKLZ
4$16,123$736.40$15,660$377.73+$463.00 → RKLZ
5$18,023$771.65$17,425$387.07+$598.00 → RKLZ
6$20,091$806.16$19,354$395.86+$737.00 → RKLZ
7$22,337$839.86$21,461$404.13+$876.00 → RKLZ
8$24,773$872.67$23,762$411.89+$1.0K → RKLZ
9$27,412$904.54$26,272$419.15+$1.1K → RKLZ
10$30,266$935.40$29,010$425.95+$1.3K → RKLZ

RKLZ vs SCHD: Complete Analysis 2026

RKLZ — Stock

The fund is an actively managed exchange traded fund, the management attempts to achieve 2 times the inverse (-200%) of the daily percentage change in the price of the Underlying Security by employing derivatives, namely swap agreements and/or listed options contracts. The fund is non-diversified.

Full RKLZ Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.