Is RLLMF or FCPT a better dividend investment in 2026?

RLLMF currently yields 50.76% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: RLLMF offers higher current income.

What is the dividend yield difference between RLLMF and FCPT?

RLLMF has a forward dividend yield of 50.76% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 44.71 percentage points.

Home › Compare › RLLMF vs FCPT

RLLMF vs FCPT: Dividend Comparison 2026

RLLMF yields 50.76% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RLLMF wins by $360.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RLLMF

● Live price

50.76%

Share price

$3.94

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$409.8K

Annual income

$84,048.94

Full RLLMF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — RLLMF vs FCPT

📍 RLLMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RLLMF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RLLMF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RLLMF pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RLLMF

Annual income on $10K today (after 15% tax)

$4,314.72/yr

After 10yr DRIP, annual income (after tax)

$71,441.60/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, RLLMF beats the other by $66,532.61/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RLLMF + FCPT for your $10,000?

RLLMF: 50%FCPT: 50%

100% FCPT50/50100% RLLMF

Portfolio after 10yr

$229.4K

Annual income

$44,912.11/yr

Blended yield

19.58%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

RLLMF

No analyst data

Altman Z

11.1

Piotroski

3/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RLLMF buys

FCPT buys

No recent congressional trades found for RLLMF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRLLMFFCPT

Forward yield	50.76% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$409.8K ✓	$49.1K
Annual income after 10y	$84,048.94 ✓	$5,775.28
Total dividends collected	$328.1K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: RLLMF vs FCPT ($10,000, DRIP)

Year	RLLMF Portfolio	RLLMF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$15,776	$5,076.14	$11,401	$700.92	+$4.4K → RLLMF
2	$24,365	$7,484.29	$13,064	$864.84	+$11.3K → RLLMF
3	$36,873	$10,802.60	$15,051	$1,072.48	+$21.8K → RLLMF
4	$54,733	$15,278.82	$17,442	$1,337.22	+$37.3K → RLLMF
5	$79,760	$21,195.64	$20,340	$1,677.08	+$59.4K → RLLMF
6	$114,210	$28,866.81	$23,880	$2,116.57	+$90.3K → RLLMF
7	$160,835	$38,630.85	$28,241	$2,689.36	+$132.6K → RLLMF
8	$222,936	$50,842.71	$33,660	$3,442.07	+$189.3K → RLLMF
9	$304,405	$65,863.48	$40,456	$4,439.95	+$263.9K → RLLMF
10	$409,763	$84,048.94	$49,063	$5,775.28	+$360.7K → RLLMF

RLLMF vs FCPT: Complete Analysis 2026

RLLMF — Stock

Real Matters Inc. provides technology and network management solutions to mortgage lending and insurance industries in Canada and the United States. It offers residential mortgage appraisals for purchase, refinance, and home equity and default transactions under the Solidifi brand to the mortgage lending industry; and insurance inspection services to property and casualty insurers under the iv3 brand. The company also provides residential and commercial real estate title and closing services for refinance, purchase, short sale, and real estate owned transactions to financial institutions under the Solidifi brand; and offers services required to close a mortgage transaction, including title search, curative, closing and escrow services, and title policy issuance, as well as other title services, such as capital markets services. In addition, it provides access to its software platforms to other title insurance agencies and mortgage lenders for a subscription fee. The company was formerly known as Solidifi Inc. and changed its name to Real Matters Inc. in July 2010. Real Matters Inc. was incorporated in 2004 and is headquartered in Markham, Canada.

Full RLLMF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.