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RLLMF vs PM: Dividend Comparison 2026

RLLMF yields 50.76% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RLLMF wins by $360.2K in total portfolio value
10 years
RLLMF
RLLMF
● Live price
50.76%
Share price
$3.94
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$409.8K
Annual income
$84,048.94
Full RLLMF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — RLLMF vs PM

📍 RLLMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRLLMFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RLLMF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RLLMF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RLLMF
Annual income on $10K today (after 15% tax)
$4,314.72/yr
After 10yr DRIP, annual income (after tax)
$71,441.60/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, RLLMF beats the other by $69,323.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RLLMF + PM for your $10,000?

RLLMF: 50%PM: 50%
100% PM50/50100% RLLMF
Portfolio after 10yr
$229.7K
Annual income
$43,270.48/yr
Blended yield
18.84%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

RLLMF
Analyst Ratings
2
Hold
Consensus: Hold
Altman Z
11.1
Piotroski
3/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RLLMF buys
0
PM buys
0
No recent congressional trades found for RLLMF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRLLMFPM
Forward yield50.76%3.48%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$409.8K$49.6K
Annual income after 10y$84,048.94$2,492.02
Total dividends collected$328.1K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: RLLMF vs PM ($10,000, DRIP)

YearRLLMF PortfolioRLLMF Income/yrPM PortfolioPM Income/yrGap
1← crossover$15,776$5,076.14$11,648$408.29+$4.1KRLLMF
2$24,365$7,484.29$13,589$495.90+$10.8KRLLMF
3$36,873$10,802.60$15,877$603.21+$21.0KRLLMF
4$54,733$15,278.82$18,580$734.88+$36.2KRLLMF
5$79,760$21,195.64$21,781$896.75+$58.0KRLLMF
6$114,210$28,866.81$25,578$1,096.12+$88.6KRLLMF
7$160,835$38,630.85$30,092$1,342.17+$130.7KRLLMF
8$222,936$50,842.71$35,470$1,646.46+$187.5KRLLMF
9$304,405$65,863.48$41,892$2,023.58+$262.5KRLLMF
10$409,763$84,048.94$49,578$2,492.02+$360.2KRLLMF

RLLMF vs PM: Complete Analysis 2026

RLLMFStock

Real Matters Inc. provides technology and network management solutions to mortgage lending and insurance industries in Canada and the United States. It offers residential mortgage appraisals for purchase, refinance, and home equity and default transactions under the Solidifi brand to the mortgage lending industry; and insurance inspection services to property and casualty insurers under the iv3 brand. The company also provides residential and commercial real estate title and closing services for refinance, purchase, short sale, and real estate owned transactions to financial institutions under the Solidifi brand; and offers services required to close a mortgage transaction, including title search, curative, closing and escrow services, and title policy issuance, as well as other title services, such as capital markets services. In addition, it provides access to its software platforms to other title insurance agencies and mortgage lenders for a subscription fee. The company was formerly known as Solidifi Inc. and changed its name to Real Matters Inc. in July 2010. Real Matters Inc. was incorporated in 2004 and is headquartered in Markham, Canada.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.