HomeCompareRLLMF vs XYLD

RLLMF vs XYLD: Dividend Comparison 2026

RLLMF yields 50.76% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RLLMF wins by $384.5K in total portfolio value
10 years
RLLMF
RLLMF
● Live price
50.76%
Share price
$3.94
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$409.8K
Annual income
$84,048.94
Full RLLMF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — RLLMF vs XYLD

📍 RLLMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRLLMFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RLLMF + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RLLMF pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RLLMF
Annual income on $10K today (after 15% tax)
$4,314.72/yr
After 10yr DRIP, annual income (after tax)
$71,441.60/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, RLLMF beats the other by $68,705.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RLLMF + XYLD for your $10,000?

RLLMF: 50%XYLD: 50%
100% XYLD50/50100% RLLMF
Portfolio after 10yr
$217.5K
Annual income
$43,633.98/yr
Blended yield
20.06%
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Analyst Conviction Gap

Where Wall Street is split right now

RLLMF
Analyst Ratings
2
Hold
Consensus: Hold
Altman Z
11.1
Piotroski
3/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RLLMF buys
0
XYLD buys
0
No recent congressional trades found for RLLMF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRLLMFXYLD
Forward yield50.76%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$409.8K$25.3K
Annual income after 10y$84,048.94$3,219.02
Total dividends collected$328.1K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RLLMF vs XYLD ($10,000, DRIP)

YearRLLMF PortfolioRLLMF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$15,776$5,076.14$10,818$1,098.39+$5.0KRLLMF
2$24,365$7,484.29$11,738$1,222.51+$12.6KRLLMF
3$36,873$10,802.60$12,774$1,364.64+$24.1KRLLMF
4$54,733$15,278.82$13,944$1,527.86+$40.8KRLLMF
5$79,760$21,195.64$15,270$1,715.87+$64.5KRLLMF
6$114,210$28,866.81$16,775$1,933.09+$97.4KRLLMF
7$160,835$38,630.85$18,490$2,184.87+$142.3KRLLMF
8$222,936$50,842.71$20,450$2,477.63+$202.5KRLLMF
9$304,405$65,863.48$22,697$2,819.19+$281.7KRLLMF
10$409,763$84,048.94$25,280$3,219.02+$384.5KRLLMF

RLLMF vs XYLD: Complete Analysis 2026

RLLMFStock

Real Matters Inc. provides technology and network management solutions to mortgage lending and insurance industries in Canada and the United States. It offers residential mortgage appraisals for purchase, refinance, and home equity and default transactions under the Solidifi brand to the mortgage lending industry; and insurance inspection services to property and casualty insurers under the iv3 brand. The company also provides residential and commercial real estate title and closing services for refinance, purchase, short sale, and real estate owned transactions to financial institutions under the Solidifi brand; and offers services required to close a mortgage transaction, including title search, curative, closing and escrow services, and title policy issuance, as well as other title services, such as capital markets services. In addition, it provides access to its software platforms to other title insurance agencies and mortgage lenders for a subscription fee. The company was formerly known as Solidifi Inc. and changed its name to Real Matters Inc. in July 2010. Real Matters Inc. was incorporated in 2004 and is headquartered in Markham, Canada.

Full RLLMF Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.