Is RLTAX or RYLD a better dividend investment in 2026?

RLTAX currently yields 13.92% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RLTAX offers higher current income.

What is the dividend yield difference between RLTAX and RYLD?

RLTAX has a forward dividend yield of 13.92% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 1.78 percentage points.

Home › Compare › RLTAX vs RYLD

RLTAX vs RYLD: Dividend Comparison 2026

RLTAX yields 13.92% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RLTAX wins by $5.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RLTAX

● Live price

13.92%

Share price

$14.37

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.9K

Annual income

$3,298.29

Full RLTAX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — RLTAX vs RYLD

📍 RLTAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RLTAX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RLTAX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

RLTAX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RLTAX

Annual income on $10K today (after 15% tax)

$1,183.02/yr

After 10yr DRIP, annual income (after tax)

$2,803.55/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RLTAX beats the other by $604.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RLTAX + RYLD for your $10,000?

RLTAX: 50%RYLD: 50%

100% RYLD50/50100% RLTAX

Portfolio after 10yr

$47.2K

Annual income

$2,942.82/yr

Blended yield

6.23%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RLTAX buys

RYLD buys

No recent congressional trades found for RLTAX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRLTAXRYLD

Forward yield	13.92% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$49.9K ✓	$44.5K
Annual income after 10y	$3,298.29 ✓	$2,587.35
Total dividends collected	$23.1K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RLTAX vs RYLD ($10,000, DRIP)

Year	RLTAX Portfolio	RLTAX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,092	$1,391.79	$11,914	$1,213.65	+$178.00 → RLTAX
2	$14,511	$1,572.82	$14,099	$1,351.30	+$412.00 → RLTAX
3	$17,291	$1,764.02	$16,580	$1,494.55	+$711.00 → RLTAX
4	$20,466	$1,964.44	$19,384	$1,642.61	+$1.1K → RLTAX
5	$24,071	$2,173.02	$22,535	$1,794.70	+$1.5K → RLTAX
6	$28,145	$2,388.65	$26,063	$1,950.00	+$2.1K → RLTAX
7	$32,725	$2,610.18	$29,995	$2,107.69	+$2.7K → RLTAX
8	$37,852	$2,836.41	$34,361	$2,266.99	+$3.5K → RLTAX
9	$43,568	$3,066.17	$39,194	$2,427.12	+$4.4K → RLTAX
10	$49,916	$3,298.29	$44,525	$2,587.35	+$5.4K → RLTAX

RLTAX vs RYLD: Complete Analysis 2026

RLTAX — Stock

The investment seeks to achieve long-term capital appreciation. The fund is designed to meet investor needs for a diversified portfolio solution with a defined objective of long-term growth through a fully managed investment policy utilizing primarily RiverFront ETFs that collectively feature a mix of exposure to equity securities and debt securities (with a strong emphasis on the former) of both United States and foreign issuers, the combination of which will be varied from time to time both with respect to types of securities and markets in response to changing market and economic trends.

Full RLTAX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.