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RLY vs FCPT: Dividend Comparison 2026

RLY yields 2.91% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $25.0K in total portfolio value
10 years
RLY
RLY
● Live price
2.91%
Share price
$36.15
Annual div
$1.05
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.1K
Annual income
$351.65
Full RLY calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — RLY vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRLYFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RLY + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RLY pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RLY
Annual income on $10K today (after 15% tax)
$247.71/yr
After 10yr DRIP, annual income (after tax)
$298.90/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,610.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RLY + FCPT for your $10,000?

RLY: 50%FCPT: 50%
100% FCPT50/50100% RLY
Portfolio after 10yr
$36.6K
Annual income
$3,063.46/yr
Blended yield
8.38%
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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

RLY
No analyst data
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RLY buys
0
FCPT buys
0
No recent congressional trades found for RLY or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRLYFCPT
Forward yield2.91%6.05%
Annual dividend / share$1.05$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$24.1K$49.1K
Annual income after 10y$351.65$5,775.28
Total dividends collected$3.2K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: RLY vs FCPT ($10,000, DRIP)

YearRLY PortfolioRLY Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$10,991$291.43$11,401$700.92$410.00FCPT
2$12,060$299.36$13,064$864.84$1.0KFCPT
3$13,211$306.98$15,051$1,072.48$1.8KFCPT
4$14,450$314.29$17,442$1,337.22$3.0KFCPT
5$15,783$321.28$20,340$1,677.08$4.6KFCPT
6$17,216$327.95$23,880$2,116.57$6.7KFCPT
7$18,756$334.32$28,241$2,689.36$9.5KFCPT
8$20,409$340.39$33,660$3,442.07$13.3KFCPT
9$22,184$346.16$40,456$4,439.95$18.3KFCPT
10$24,088$351.65$49,063$5,775.28$25.0KFCPT

RLY vs FCPT: Complete Analysis 2026

RLYStock

The State Street Multi-Asset Real Return ETF seeks to achieve real return consisting of capital appreciation and current income. Seeks to provide exposure to domestic and international inflation protected securities, real estate securities, commodities, infrastructure companies, and companies in natural resources and/or commodity businesses which may include agriculture, energy, and metals and mining companies as well as industrial, and utility companies.The investment process relies on a proprietary quantitative model as well as fundamental views regarding factors that may not be captured by the quantitative model

Full RLY Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.