Is RMBFX or RYLD a better dividend investment in 2026?

RMBFX currently yields 30.94% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RMBFX offers higher current income.

What is the dividend yield difference between RMBFX and RYLD?

RMBFX has a forward dividend yield of 30.94% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 18.80 percentage points.

Home › Compare › RMBFX vs RYLD

RMBFX vs RYLD: Dividend Comparison 2026

RMBFX yields 30.94% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RMBFX wins by $95.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RMBFX

● Live price

30.94%

Share price

$6.46

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$139.7K

Annual income

$18,987.95

Full RMBFX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — RMBFX vs RYLD

📍 RMBFX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RMBFX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, RMBFX + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RMBFX pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RMBFX

Annual income on $10K today (after 15% tax)

$2,629.83/yr

After 10yr DRIP, annual income (after tax)

$16,139.76/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RMBFX beats the other by $13,940.51/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RMBFX + RYLD for your $10,000?

RMBFX: 50%RYLD: 50%

100% RYLD50/50100% RMBFX

Portfolio after 10yr

$92.1K

Annual income

$10,787.65/yr

Blended yield

11.71%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RMBFX buys

RYLD buys

No recent congressional trades found for RMBFX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRMBFXRYLD

Forward yield	30.94% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$139.7K ✓	$44.5K
Annual income after 10y	$18,987.95 ✓	$2,587.35
Total dividends collected	$96.5K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RMBFX vs RYLD ($10,000, DRIP)

Year	RMBFX Portfolio	RMBFX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$13,794	$3,093.92	$11,914	$1,213.65	+$1.9K → RMBFX
2	$18,748	$3,988.52	$14,099	$1,351.30	+$4.6K → RMBFX
3	$25,127	$5,066.36	$16,580	$1,494.55	+$8.5K → RMBFX
4	$33,232	$6,345.90	$19,384	$1,642.61	+$13.8K → RMBFX
5	$43,401	$7,843.74	$22,535	$1,794.70	+$20.9K → RMBFX
6	$56,014	$9,574.01	$26,063	$1,950.00	+$30.0K → RMBFX
7	$71,482	$11,547.80	$29,995	$2,107.69	+$41.5K → RMBFX
8	$90,259	$13,772.75	$34,361	$2,266.99	+$55.9K → RMBFX
9	$112,830	$16,252.79	$39,194	$2,427.12	+$73.6K → RMBFX
10	$139,716	$18,987.95	$44,525	$2,587.35	+$95.2K → RMBFX

RMBFX vs RYLD: Complete Analysis 2026

RMBFX — Stock

The investment seeks capital appreciation. The fund pursues its investment objective by investing, under normal circumstances, at least 80% of its net assets (plus any borrowings for investment purposes) in equity instruments of companies of any market capitalization that are in the financial services sector. It will take long and short positions in companies in the financial services sector of any size. The fund is non-diversified.

Full RMBFX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this RMBFX vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RMBFX vs SCHD RMBFX vs JEPI RMBFX vs O RMBFX vs KO RMBFX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.