Is RMBIX or VYM a better dividend investment in 2026?

RMBIX currently yields 30.45% with a 5% 5-year dividend growth rate. VYM yields 2.37% with 7.8% growth. The better choice depends on your goal: RMBIX offers higher current income.

What is the dividend yield difference between RMBIX and VYM?

RMBIX has a forward dividend yield of 30.45% ($2.00/share annually). VYM yields 2.37% ($3.51/share annually). The yield gap is 28.08 percentage points.

Home › Compare › RMBIX vs VYM

RMBIX vs VYM: Dividend Comparison 2026

RMBIX yields 30.45% · VYM yields 2.37%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RMBIX wins by $108.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RMBIX

● Live price

30.45%

Share price

$6.57

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$135.8K

Annual income

$18,203.40

Full RMBIX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.37%

Share price

$148.10

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$272.94

Full VYM calculator →

Portfolio growth — RMBIX vs VYM

📍 RMBIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RMBIX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, RMBIX + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RMBIX pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RMBIX

Annual income on $10K today (after 15% tax)

$2,587.95/yr

After 10yr DRIP, annual income (after tax)

$15,472.89/yr

VYM

Annual income on $10K today (after 15% tax)

$201.60/yr

After 10yr DRIP, annual income (after tax)

$232.00/yr

At 15% tax rate, RMBIX beats the other by $15,240.89/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RMBIX + VYM for your $10,000?

RMBIX: 50%VYM: 50%

100% VYM50/50100% RMBIX

Portfolio after 10yr

$81.8K

Annual income

$9,238.17/yr

Blended yield

11.29%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RMBIX buys

VYM buys

No recent congressional trades found for RMBIX or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRMBIXVYM

Forward yield	30.45% ✓	2.37%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$135.8K ✓	$27.8K
Annual income after 10y	$18,203.40 ✓	$272.94
Total dividends collected	$93.2K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RMBIX vs VYM ($10,000, DRIP)

Year	RMBIX Portfolio	RMBIX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$13,745	$3,044.65	$11,147	$237.17	+$2.6K → RMBIX
2	$18,618	$3,910.99	$12,404	$242.33	+$6.2K → RMBIX
3	$24,872	$4,951.05	$13,780	$247.16	+$11.1K → RMBIX
4	$32,795	$6,181.56	$15,285	$251.67	+$17.5K → RMBIX
5	$42,708	$7,617.38	$16,932	$255.88	+$25.8K → RMBIX
6	$54,968	$9,270.95	$18,733	$259.81	+$36.2K → RMBIX
7	$69,968	$11,151.82	$20,701	$263.46	+$49.3K → RMBIX
8	$88,132	$13,266.27	$22,852	$266.86	+$65.3K → RMBIX
9	$109,918	$15,617.07	$25,201	$270.01	+$84.7K → RMBIX
10	$135,816	$18,203.40	$27,768	$272.94	+$108.0K → RMBIX

RMBIX vs VYM: Complete Analysis 2026

RMBIX — Stock

The fund pursues its investment objective by investing, under normal circumstances, at least 80% of its net assets (plus any borrowings for investment purposes) in the common stocks of U.S. companies of any market capitalization that are in the financial services sector. It will take long and short positions in companies in the financial services sector of any size. The fund is non-diversified.

Full RMBIX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this RMBIX vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RMBIX vs SCHD RMBIX vs JEPI RMBIX vs O RMBIX vs KO RMBIX vs MAIN RMBIX vs VIG RMBIX vs DGRO RMBIX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.