Is RMCA or HDV a better dividend investment in 2026?

RMCA currently yields 4.48% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: RMCA offers higher current income.

What is the dividend yield difference between RMCA and HDV?

RMCA has a forward dividend yield of 4.48% ($1.08/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.56 percentage points.

Home › Compare › RMCA vs HDV

RMCA vs HDV: Dividend Comparison 2026

RMCA yields 4.48% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RMCA wins by $2.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RMCA

● Live price

4.48%

Share price

$24.06

Annual div

$1.08

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.8K

Annual income

$597.20

Full RMCA calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — RMCA vs HDV

📍 RMCA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RMCA	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RMCA + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RMCA pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RMCA

Annual income on $10K today (after 15% tax)

$380.90/yr

After 10yr DRIP, annual income (after tax)

$507.62/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, RMCA beats the other by $208.67/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RMCA + HDV for your $10,000?

RMCA: 50%HDV: 50%

100% HDV50/50100% RMCA

Portfolio after 10yr

$25.6K

Annual income

$474.46/yr

Blended yield

1.86%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RMCA buys

HDV buys

No recent congressional trades found for RMCA or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRMCAHDV

Forward yield	4.48% ✓	2.92%
Annual dividend / share	$1.08	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.8K ✓	$24.3K
Annual income after 10y	$597.20 ✓	$351.71
Total dividends collected	$5.3K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RMCA vs HDV ($10,000, DRIP)

Year	RMCA Portfolio	RMCA Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,148	$448.12	$11,002	$291.67	+$146.00 → RMCA
2	$12,395	$466.89	$12,082	$299.61	+$313.00 → RMCA
3	$13,748	$485.16	$13,247	$307.23	+$501.00 → RMCA
4	$15,214	$502.91	$14,503	$314.52	+$711.00 → RMCA
5	$16,799	$520.10	$15,854	$321.50	+$945.00 → RMCA
6	$18,511	$536.72	$17,308	$328.15	+$1.2K → RMCA
7	$20,360	$552.75	$18,871	$334.49	+$1.5K → RMCA
8	$22,353	$568.17	$20,551	$340.53	+$1.8K → RMCA
9	$24,501	$582.99	$22,357	$346.27	+$2.1K → RMCA
10	$26,813	$597.20	$24,296	$351.71	+$2.5K → RMCA

RMCA vs HDV: Complete Analysis 2026

RMCA — Stock

The fund is an actively managed exchange-traded fund (“ETF”) that seeks income exempt from U.S. federal and California state income tax by investing in California municipal bonds. Under normal circumstances, the fund will invest at least 80% of its net assets, plus borrowings for investment purposes, in debt securities whose interest is, in the opinion of bond counsel for the issuer at the time of issuance and under current tax law, exempt from regular U.S. federal income tax and California state income tax. The fund is non-diversified.

Full RMCA Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.