HomeCompareRMCFX vs SPHD

RMCFX vs SPHD: Dividend Comparison 2026

RMCFX yields 14.10% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RMCFX wins by $24.0K in total portfolio value
10 years
RMCFX
RMCFX
● Live price
14.10%
Share price
$11.28
Annual div
$1.59
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50.5K
Annual income
$3,377.24
Full RMCFX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — RMCFX vs SPHD

📍 RMCFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRMCFXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RMCFX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RMCFX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RMCFX
Annual income on $10K today (after 15% tax)
$1,198.44/yr
After 10yr DRIP, annual income (after tax)
$2,870.65/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, RMCFX beats the other by $2,385.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RMCFX + SPHD for your $10,000?

RMCFX: 50%SPHD: 50%
100% SPHD50/50100% RMCFX
Portfolio after 10yr
$38.5K
Annual income
$1,974.28/yr
Blended yield
5.13%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RMCFX buys
0
SPHD buys
0
No recent congressional trades found for RMCFX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRMCFXSPHD
Forward yield14.10%4.33%
Annual dividend / share$1.59$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$50.5K$26.5K
Annual income after 10y$3,377.24$571.32
Total dividends collected$23.5K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RMCFX vs SPHD ($10,000, DRIP)

YearRMCFX PortfolioRMCFX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,110$1,409.93$11,133$432.85+$977.00RMCFX
2$14,553$1,595.71$12,363$450.36+$2.2KRMCFX
3$17,364$1,792.22$13,695$467.39+$3.7KRMCFX
4$20,578$1,998.50$15,138$483.90+$5.4KRMCFX
5$24,232$2,213.46$16,697$499.88+$7.5KRMCFX
6$28,364$2,435.97$18,382$515.31+$10.0KRMCFX
7$33,015$2,664.83$20,198$530.17+$12.8KRMCFX
8$38,225$2,898.81$22,157$544.46+$16.1KRMCFX
9$44,037$3,136.68$24,266$558.18+$19.8KRMCFX
10$50,497$3,377.24$26,536$571.32+$24.0KRMCFX

RMCFX vs SPHD: Complete Analysis 2026

RMCFXStock

The fund invests the fund's assets primarily in equity securities of micro-cap companies. Normally, the fund invests at least 80% of its net assets in equity securities of micro-cap companies. Although the fund normally focuses on securities of U.S. companies, it may invest up to 25% of its net assets (measured at the time of investment) in securities of companies headquartered in foreign countries.

Full RMCFX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.