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RMD vs MSFT: Dividend Comparison 2026

RMD yields 1.06% · MSFT yields 0.97%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $105.4K in total portfolio value
10 years
RMD
RMD
● Live price
1.06%
Share price
$220.03
Annual div
$2.33
5Y div CAGR
35.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.7K
Annual income
$3,288.25
Full RMD calculator →
MSFT
Microsoft Corporation
● Live price
0.97%
Share price
$358.96
Annual div
$3.48
5Y div CAGR
62.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$137.1K
Annual income
$20,242.28
Full MSFT calculator →

Portfolio growth — RMD vs MSFT

📍 MSFT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRMDMSFT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RMD + MSFT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RMD pays
MSFT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RMD
Annual income on $10K today (after 15% tax)
$90.01/yr
After 10yr DRIP, annual income (after tax)
$2,795.01/yr
MSFT
Annual income on $10K today (after 15% tax)
$82.40/yr
After 10yr DRIP, annual income (after tax)
$17,205.94/yr
At 15% tax rate, MSFT beats the other by $14,410.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RMD + MSFT for your $10,000?

RMD: 50%MSFT: 50%
100% MSFT50/50100% RMD
Portfolio after 10yr
$84.4K
Annual income
$11,765.26/yr
Blended yield
13.94%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MSFT right now

RMD
Analyst Ratings
16
Buy
14
Hold
5
Sell
Consensus: Buy
Price Target
$295.88
+34.5% upside vs current
Range: $265.00 — $345.00
Altman Z
11.6
Piotroski
7/9
MSFT
Analyst Ratings
62
Buy
16
Hold
Consensus: Buy
Price Target
$583.67
+62.6% upside vs current
Range: $392.00 — $675.00
Altman Z
7.7
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RMD buys
0
MSFT buys
0
No recent congressional trades found for RMD or MSFT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRMDMSFT
Forward yield1.06%0.97%
Annual dividend / share$2.33$3.48
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR35.9%62.9%
Portfolio after 10y$31.7K$137.1K
Annual income after 10y$3,288.25$20,242.28
Total dividends collected$10.4K$45.7K
Payment frequencyquarterlyquarterly
SectorHealthcareTechnology
Analyst consensusBuyBuy
Analyst price target$295.88$583.67

Year-by-year: RMD vs MSFT ($10,000, DRIP)

YearRMD PortfolioRMD Income/yrMSFT PortfolioMSFT Income/yrGap
1← crossover$10,844$143.91$12,368$157.93$1.5KMSFT
2$11,801$198.21$15,362$260.59$3.6KMSFT
3$12,901$273.96$19,189$431.83$6.3KMSFT
4$14,185$380.39$24,149$719.64$10.0KMSFT
5$15,709$531.20$30,694$1,208.30$15.0KMSFT
6$17,556$747.16$39,527$2,048.98$22.0KMSFT
7$19,845$1,060.53$51,782$3,520.27$31.9KMSFT
8$22,757$1,522.63$69,379$6,152.79$46.6KMSFT
9$26,567$2,217.64$95,710$10,998.27$69.1KMSFT
10$31,715$3,288.25$137,104$20,242.28$105.4KMSFT

RMD vs MSFT: Complete Analysis 2026

RMDHealthcare

ResMed Inc. develops, manufactures, distributes, and markets medical devices and cloud-based software applications for the healthcare markets. The company operates in two segments, Sleep and Respiratory Care, and Software as a Service. It offers various products and solutions for a range of respiratory disorders, including technologies to be applied in medical and consumer products, ventilation devices, diagnostic products, mask systems for use in the hospital and home, headgear and other accessories, dental devices, and cloud-based software informatics solutions to manage patient outcomes, as well as provides customer and business processes. The company also provides AirView, a cloud-based system that enables remote monitoring and changing of patients' device settings; myAir, a personalized therapy management application for patients with sleep apnea that provides support, education, and troubleshooting tools for increased patient engagement and improved compliance; U-Sleep, a compliance monitoring solution that enables home medical equipment (HME)to streamline their sleep programs; connectivity module and propeller solutions; and Propeller portal. It offers out-of-hospital software solution, such as Brightree business management software and service solutions to providers of HME, pharmacy, home infusion, orthotics, and prosthetics services; MatrixCare care management and related ancillary solutions to senior living, skilled nursing, life plan communities, home health, home care, and hospice organizations, as well as related accountable care organizations; and HEALTHCAREfirst that offers electronic health record, software, billing and coding services, and analytics for home health and hospice agencies. The company markets its products primarily to sleep clinics, home healthcare dealers, and hospitals through a network of distributors and direct sales force in approximately 140 countries. ResMed Inc. was founded in 1989 and is headquartered in San Diego, California.

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MSFTTechnology

Microsoft Corporation develops, licenses, and supports software, services, devices, and solutions worldwide. The company operates in three segments: Productivity and Business Processes, Intelligent Cloud, and More Personal Computing. The Productivity and Business Processes segment offers Office, Exchange, SharePoint, Microsoft Teams, Office 365 Security and Compliance, Microsoft Viva, and Skype for Business; Skype, Outlook.com, OneDrive, and LinkedIn; and Dynamics 365, a set of cloud-based and on-premises business solutions for organizations and enterprise divisions. The Intelligent Cloud segment licenses SQL, Windows Servers, Visual Studio, System Center, and related Client Access Licenses; GitHub that provides a collaboration platform and code hosting service for developers; Nuance provides healthcare and enterprise AI solutions; and Azure, a cloud platform. It also offers enterprise support, Microsoft consulting, and nuance professional services to assist customers in developing, deploying, and managing Microsoft server and desktop solutions; and training and certification on Microsoft products. The More Personal Computing segment provides Windows original equipment manufacturer (OEM) licensing and other non-volume licensing of the Windows operating system; Windows Commercial, such as volume licensing of the Windows operating system, Windows cloud services, and other Windows commercial offerings; patent licensing; and Windows Internet of Things. It also offers Surface, PC accessories, PCs, tablets, gaming and entertainment consoles, and other devices; Gaming, including Xbox hardware, and Xbox content and services; video games and third-party video game royalties; and Search, including Bing and Microsoft advertising. The company sells its products through OEMs, distributors, and resellers; and directly through digital marketplaces, online stores, and retail stores. Microsoft Corporation was founded in 1975 and is headquartered in Redmond, Washington.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.