HomeCompareRMDEF vs SPHD

RMDEF vs SPHD: Dividend Comparison 2026

RMDEF yields 12.90% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $4.6K in total portfolio value· pulled ahead in Year 3
10 years
RMDEF
RMDEF
● Live price
12.90%
Share price
$15.50
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.0K
Annual income
$1.41
Full RMDEF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — RMDEF vs SPHD

📍 SPHD pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRMDEFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RMDEF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RMDEF pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RMDEF
Annual income on $10K today (after 15% tax)
$1,096.77/yr
After 10yr DRIP, annual income (after tax)
$1.20/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $484.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RMDEF + SPHD for your $10,000?

RMDEF: 50%SPHD: 50%
100% SPHD50/50100% RMDEF
Portfolio after 10yr
$24.3K
Annual income
$286.36/yr
Blended yield
1.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RMDEF buys
0
SPHD buys
0
No recent congressional trades found for RMDEF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRMDEFSPHD
Forward yield12.90%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$22.0K$26.5K
Annual income after 10y$1.41$571.32
Total dividends collected$1.3K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RMDEF vs SPHD ($10,000, DRIP)

YearRMDEF PortfolioRMDEF Income/yrSPHD PortfolioSPHD Income/yrGap
1$11,345$645.16$11,133$432.85+$212.00RMDEF
2$12,481$342.03$12,363$450.36+$118.00RMDEF
3← crossover$13,531$175.83$13,695$467.39$164.00SPHD
4$14,567$89.07$15,138$483.90$571.00SPHD
5$15,632$44.81$16,697$499.88$1.1KSPHD
6$16,748$22.47$18,382$515.31$1.6KSPHD
7$17,932$11.25$20,198$530.17$2.3KSPHD
8$19,193$5.63$22,157$544.46$3.0KSPHD
9$20,539$2.82$24,266$558.18$3.7KSPHD
10$21,978$1.41$26,536$571.32$4.6KSPHD

RMDEF vs SPHD: Complete Analysis 2026

RMDEFStock

Remedy Entertainment Oyj develops and sells computer and console games in Finland and internationally. It primarily creates story-driven and visually stunning action games. The company was incorporated in 1995 and is based in Espoo, Finland.

Full RMDEF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.