Is RMIAF or MO a better dividend investment in 2026?

RMIAF currently yields 1341.17% with a 5% 5-year dividend growth rate. MO yields 6.36% with 4.3% growth. The better choice depends on your goal: RMIAF offers higher current income.

What is the dividend yield difference between RMIAF and MO?

RMIAF has a forward dividend yield of 1341.17% ($0.15/share annually). MO yields 6.36% ($4.20/share annually). The yield gap is 1334.81 percentage points.

Home › Compare › RMIAF vs MO

RMIAF vs MO: Dividend Comparison 2026

RMIAF yields 1341.17% · MO yields 6.36%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RMIAF wins by $3.54M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RMIAF

● Live price

1341.17%

Share price

$0.01

Annual div

$0.15

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.62M

Annual income

$23,928.79

Full RMIAF calculator →

Altria Group Inc.

● Live price

6.36%

Share price

$65.99

Annual div

$4.20

5Y div CAGR

22.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80.1K

Annual income

$30,159.17

Full MO calculator →

Portfolio growth — RMIAF vs MO

📍 RMIAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RMIAF	MO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RMIAF + MO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RMIAF pays

MO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RMIAF

Annual income on $10K today (after 15% tax)

$113,999.55/yr

After 10yr DRIP, annual income (after tax)

$20,339.47/yr

Annual income on $10K today (after 15% tax)

$540.99/yr

After 10yr DRIP, annual income (after tax)

$25,635.29/yr

At 15% tax rate, MO beats the other by $5,295.82/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RMIAF + MO for your $10,000?

RMIAF: 50%MO: 50%

100% MO50/50100% RMIAF

Portfolio after 10yr

$1.85M

Annual income

$27,043.97/yr

Blended yield

1.46%

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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

RMIAF

No analyst data

Altman Z

1.8

Piotroski

4/9

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$61.25

-7.2% upside vs current

Range: $47.00 — $68.00

Altman Z

3.2

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RMIAF buys

MO buys

No recent congressional trades found for RMIAF or MO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRMIAFMO

Forward yield	1341.17% ✓	6.36%
Annual dividend / share	$0.15	$4.20 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	22.6% ✓
Portfolio after 10y	$3.62M	$80.1K ✓
Annual income after 10y	$23,928.79	$30,159.17 ✓
Total dividends collected	$2.46M	$74.5K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: RMIAF vs MO ($10,000, DRIP)

Year	RMIAF Portfolio	RMIAF Income/yr	MO Portfolio	MO Income/yr	Gap
1← crossover	$77,759	$67,058.56	$10,570	$780.30	+$67.2K → RMIAF
2	$326,864	$243,662.47	$11,381	$1,032.90	+$315.5K → RMIAF
3	$828,368	$478,623.40	$12,535	$1,392.73	+$815.8K → RMIAF
4	$1,453,162	$566,808.32	$14,193	$1,920.91	+$1.44M → RMIAF
5	$2,019,520	$464,636.35	$16,618	$2,723.68	+$2.00M → RMIAF
6	$2,462,627	$301,740.40	$20,263	$3,993.80	+$2.44M → RMIAF
7	$2,806,948	$171,937.31	$25,936	$6,098.36	+$2.78M → RMIAF
8	$3,095,012	$91,578.21	$35,166	$9,775.01	+$3.06M → RMIAF
9	$3,358,848	$47,185.27	$51,026	$16,597.78	+$3.31M → RMIAF
10	$3,617,897	$23,928.79	$80,113	$30,159.17	+$3.54M → RMIAF

RMIAF vs MO: Complete Analysis 2026

RMIAF — Stock

Automotive Finco Corp., a specialty finance company, focuses on the auto retail sector in Canada and internationally. The company provides long term and debt based acquisition financing to auto dealerships. It also focuses on direct investments in the auto retail sector. The company was formerly known as Augyva Mining Resources Inc. and changed its name to Automotive Finco Corp. in March 2017. Automotive Finco Corp. was incorporated in 1986 and is headquartered in Toronto, Canada.

Full RMIAF Calculator →

MO — Consumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.