Is RMIAF or QYLD a better dividend investment in 2026?

RMIAF currently yields 1341.17% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: RMIAF offers higher current income.

What is the dividend yield difference between RMIAF and QYLD?

RMIAF has a forward dividend yield of 1341.17% ($0.15/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 1329.25 percentage points.

Home › Compare › RMIAF vs QYLD

RMIAF vs QYLD: Dividend Comparison 2026

RMIAF yields 1341.17% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RMIAF wins by $3.59M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RMIAF

● Live price

1341.17%

Share price

$0.01

Annual div

$0.15

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.62M

Annual income

$23,928.79

Full RMIAF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RMIAF vs QYLD

📍 RMIAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RMIAF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RMIAF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

RMIAF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RMIAF

Annual income on $10K today (after 15% tax)

$113,999.55/yr

After 10yr DRIP, annual income (after tax)

$20,339.47/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, RMIAF beats the other by $15,529.06/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RMIAF + QYLD for your $10,000?

RMIAF: 50%QYLD: 50%

100% QYLD50/50100% RMIAF

Portfolio after 10yr

$1.82M

Annual income

$14,794.05/yr

Blended yield

0.81%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RMIAF buys

QYLD buys

No recent congressional trades found for RMIAF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRMIAFQYLD

Forward yield	1341.17% ✓	11.92%
Annual dividend / share	$0.15	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$3.62M	$25.4K ✓
Annual income after 10y	$23,928.79 ✓	$5,659.31
Total dividends collected	$2.46M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RMIAF vs QYLD ($10,000, DRIP)

Year	RMIAF Portfolio	RMIAF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$77,759	$67,058.56	$10,352	$1,192.36	+$67.4K → RMIAF
2	$326,864	$243,662.47	$10,830	$1,347.57	+$316.0K → RMIAF
3	$828,368	$478,623.40	$11,460	$1,539.07	+$816.9K → RMIAF
4	$1,453,162	$566,808.32	$12,275	$1,777.84	+$1.44M → RMIAF
5	$2,019,520	$464,636.35	$13,323	$2,078.95	+$2.01M → RMIAF
6	$2,462,627	$301,740.40	$14,667	$2,463.34	+$2.45M → RMIAF
7	$2,806,948	$171,937.31	$16,396	$2,960.57	+$2.79M → RMIAF
8	$3,095,012	$91,578.21	$18,631	$3,612.97	+$3.08M → RMIAF
9	$3,358,848	$47,185.27	$21,548	$4,482.15	+$3.34M → RMIAF
10	$3,617,897	$23,928.79	$25,398	$5,659.31	+$3.59M → RMIAF

RMIAF vs QYLD: Complete Analysis 2026

RMIAF — Stock

Automotive Finco Corp., a specialty finance company, focuses on the auto retail sector in Canada and internationally. The company provides long term and debt based acquisition financing to auto dealerships. It also focuses on direct investments in the auto retail sector. The company was formerly known as Augyva Mining Resources Inc. and changed its name to Automotive Finco Corp. in March 2017. Automotive Finco Corp. was incorporated in 1986 and is headquartered in Toronto, Canada.

Full RMIAF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.