HomeCompareRMIAX vs SPHD

RMIAX vs SPHD: Dividend Comparison 2026

RMIAX yields 17.05% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RMIAX wins by $34.3K in total portfolio value
10 years
RMIAX
RMIAX
● Live price
17.05%
Share price
$11.73
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$60.8K
Annual income
$4,852.12
Full RMIAX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — RMIAX vs SPHD

📍 RMIAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRMIAXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RMIAX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RMIAX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RMIAX
Annual income on $10K today (after 15% tax)
$1,449.28/yr
After 10yr DRIP, annual income (after tax)
$4,124.30/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, RMIAX beats the other by $3,642.04/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of RMIAX + SPHD for your $10,000?

RMIAX: 50%SPHD: 50%
100% SPHD50/50100% RMIAX
Portfolio after 10yr
$43.7K
Annual income
$2,709.74/yr
Blended yield
6.21%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RMIAX buys
0
SPHD buys
0
No recent congressional trades found for RMIAX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRMIAXSPHD
Forward yield17.05%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$60.8K$26.5K
Annual income after 10y$4,852.12$567.37
Total dividends collected$31.7K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RMIAX vs SPHD ($10,000, DRIP)

YearRMIAX PortfolioRMIAX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,405$1,705.03$11,130$430.50+$1.3KRMIAX
2$15,250$1,976.72$12,357$447.82+$2.9KRMIAX
3$18,589$2,271.11$13,687$464.65+$4.9KRMIAX
4$22,477$2,587.20$15,126$480.98+$7.4KRMIAX
5$26,974$2,923.73$16,682$496.78+$10.3KRMIAX
6$32,142$3,279.16$18,362$512.03+$13.8KRMIAX
7$38,043$3,651.72$20,174$526.72+$17.9KRMIAX
8$44,746$4,039.46$22,127$540.84+$22.6KRMIAX
9$52,318$4,440.31$24,230$554.39+$28.1KRMIAX
10$60,833$4,852.12$26,493$567.37+$34.3KRMIAX

RMIAX vs SPHD: Complete Analysis 2026

RMIAXStock

The adviser and sub-adviser seek to achieve the fund's investment objective by strategically investing in, and tactically adjusting allocations to, exchange-traded funds (ETFs) that, under normal market conditions, are expected to primarily consist of ETFs sub-advised by RiverFront. The fund also seeks, under normal market conditions, a target asset allocation, on a look-through basis, of 50% to equities and 50% to fixed-income securities.

Full RMIAX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.