HomeCompareRMNY vs RYLD

RMNY vs RYLD: Dividend Comparison 2026

RMNY yields 4.14% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $1.8K in total portfolio value
10 years
RMNY
RMNY
● Live price
4.14%
Share price
$24.35
Annual div
$1.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.2K
Annual income
$540.56
Full RMNY calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — RMNY vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRMNYRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RMNY + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RMNY pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RMNY
Annual income on $10K today (after 15% tax)
$352.20/yr
After 10yr DRIP, annual income (after tax)
$459.48/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $304.84/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of RMNY + RYLD for your $10,000?

RMNY: 50%RYLD: 50%
100% RYLD50/50100% RMNY
Portfolio after 10yr
$27.1K
Annual income
$719.88/yr
Blended yield
2.65%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RMNY buys
0
RYLD buys
0
No recent congressional trades found for RMNY or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRMNYRYLD
Forward yield4.14%4.00%
Annual dividend / share$1.01$2.00
Payout ratio50%50%
1-year div growth0%5%
5-year div CAGR0%5%
Portfolio after 10y$26.2K$28.0K
Annual income after 10y$540.56$899.19
Total dividends collected$4.8K$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RMNY vs RYLD ($10,000, DRIP)

YearRMNY PortfolioRMNY Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,114$414.36$11,120$420.00$6.00RYLD
2$12,323$430.40$12,357$458.31$34.00RYLD
3$13,631$445.98$13,721$499.76$90.00RYLD
4$15,047$461.07$15,227$544.58$180.00RYLD
5$16,575$475.64$16,885$593.02$310.00RYLD
6$18,225$489.69$18,713$645.34$488.00RYLD
7$20,004$503.21$20,724$701.81$720.00RYLD
8$21,921$516.20$22,938$762.73$1.0KRYLD
9$23,984$528.65$25,372$828.41$1.4KRYLD
10$26,204$540.56$28,047$899.19$1.8KRYLD

RMNY vs RYLD: Complete Analysis 2026

RMNYStock

RMNY broadly invests in municipal bonds of any maturity that are exempt from federal and New York income tax. The fund may invest up to 25% in bonds rated medium investment grade or lower, including high-yield bonds. The fund may invest in private activity bonds whose interest is a tax-preference item. Shareholders subject to AMT must include distributions from private activity bonds in their calculations. The fund may have exposure of up to 35% from inverse floaters through municipal tender option bond financing transactions. The fund intends to invest heavily in bonds with higher issuance volumes, which may include those from Puerto Rico that are exempt from New York income taxes. In addition, the fund may invest in dirt bonds like tobacco settlement bonds. A portion of assets may be invested in securities that pay taxable interest. The actively managed fund may consider relative value, market supply/demand, market dislocations, and siuation-specific opportunities.

Full RMNY Calculator →

RYLDETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.