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RMRHF vs ADC: Dividend Comparison 2026

RMRHF yields 2.48% · ADC yields 4.13%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RMRHF wins by $168.34M in total portfolio value
10 years
RMRHF
RMRHF
● Live price
2.48%
Share price
$1.87
Annual div
$0.05
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$168.52M
Annual income
$156,412,948.39
Full RMRHF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — RMRHF vs ADC

📍 RMRHF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRMRHFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RMRHF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RMRHF pays
ADC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RMRHF
Annual income on $10K today (after 15% tax)
$211.03/yr
After 10yr DRIP, annual income (after tax)
$132,951,006.13/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, RMRHF beats the other by $132,882,328.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RMRHF + ADC for your $10,000?

RMRHF: 50%ADC: 50%
100% ADC50/50100% RMRHF
Portfolio after 10yr
$84.35M
Annual income
$78,246,872.84/yr
Blended yield
92.77%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

RMRHF
No analyst data
Altman Z
4.1
Piotroski
6/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RMRHF buys
0
ADC buys
0
No recent congressional trades found for RMRHF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRMRHFADC
Forward yield2.48%4.13%
Annual dividend / share$0.05$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$168.52M$178.9K
Annual income after 10y$156,412,948.39$80,797.29
Total dividends collected$167.59M$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: RMRHF vs ADC ($10,000, DRIP)

YearRMRHF PortfolioRMRHF Income/yrADC PortfolioADC Income/yrGap
1← crossover$11,197$496.54$10,990$580.36+$207.00RMRHF
2$13,019$1,039.16$12,301$860.26+$718.00RMRHF
3$16,189$2,258.60$14,104$1,298.62+$2.1KRMRHF
4$22,572$5,249.56$16,691$2,008.16+$5.9KRMRHF
5$37,833$13,680.85$20,580$3,205.09+$17.3KRMRHF
6$83,342$42,860.47$26,754$5,330.02+$56.6KRMRHF
7$265,655$176,479.52$37,196$9,345.14+$228.5KRMRHF
8$1,335,718$1,051,466.78$56,244$17,523.09+$1.28MRMRHF
9$11,311,061$9,881,842.65$94,286$35,736.21+$11.22MRMRHF
10$168,515,784$156,412,948.39$178,949$80,797.29+$168.34MRMRHF

RMRHF vs ADC: Complete Analysis 2026

RMRHFStock

OUTsurance Group Limited, a financial services company, provides insurance and investment products in South Africa, Australia, and Ireland. It operates through Personal Insurance; Business Insurance; Youi CTP; OUTsurance Central; OUTsurance Ireland; and Life Insurance segments. The company offers insurance products for cars and other vehicles, home contents, buildings, and portable items; motor warranty; bicycles, watercraft, personal accident, and essential; life and funeral; business, fleet, agricultural, engineering, motor traders, hospitality, and contractors all risk; and pets. It also owns a portfolio of Fintech investments and investments in asset management entities. The company serves individuals and small and medium-sized businesses. The company was formerly known as Rand Merchant Investment Holdings Limited and changed its name to OUTsurance Group Limited in December 2022. OUTsurance Group Limited was founded in 1998 and is based in Centurion, South Africa.

Full RMRHF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.