Is RMRHF or RYLD a better dividend investment in 2026?

RMRHF currently yields 2.48% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between RMRHF and RYLD?

RMRHF has a forward dividend yield of 2.48% ($0.05/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 9.91 percentage points.

Home › Compare › RMRHF vs RYLD

RMRHF vs RYLD: Dividend Comparison 2026

RMRHF yields 2.48% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RMRHF wins by $168.47M in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

RMRHF

● Live price

2.48%

Share price

$1.87

Annual div

$0.05

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$168.52M

Annual income

$156,412,948.39

Full RMRHF calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — RMRHF vs RYLD

📍 RMRHF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RMRHF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RMRHF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

RMRHF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RMRHF

Annual income on $10K today (after 15% tax)

$211.03/yr

After 10yr DRIP, annual income (after tax)

$132,951,006.13/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, RMRHF beats the other by $132,948,725.60/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RMRHF + RYLD for your $10,000?

RMRHF: 50%RYLD: 50%

100% RYLD50/50100% RMRHF

Portfolio after 10yr

$84.28M

Annual income

$78,207,815.68/yr

Blended yield

92.79%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RMRHF buys

RYLD buys

No recent congressional trades found for RMRHF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRMRHFRYLD

Forward yield	2.48%	12.39% ✓
Annual dividend / share	$0.05	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$168.52M ✓	$45.3K
Annual income after 10y	$156,412,948.39 ✓	$2,682.98
Total dividends collected	$167.59M ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RMRHF vs RYLD ($10,000, DRIP)

Year	RMRHF Portfolio	RMRHF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,197	$496.54	$11,939	$1,239.34	$742.00 → RYLD
2	$13,019	$1,039.16	$14,158	$1,382.89	$1.1K → RYLD
3	$16,189	$2,258.60	$16,682	$1,532.59	$493.00 → RYLD
4← crossover	$22,572	$5,249.56	$19,537	$1,687.64	+$3.0K → RMRHF
5	$37,833	$13,680.85	$22,752	$1,847.20	+$15.1K → RMRHF
6	$83,342	$42,860.47	$26,355	$2,010.43	+$57.0K → RMRHF
7	$265,655	$176,479.52	$30,376	$2,176.45	+$235.3K → RMRHF
8	$1,335,718	$1,051,466.78	$34,847	$2,344.43	+$1.30M → RMRHF
9	$11,311,061	$9,881,842.65	$39,800	$2,513.54	+$11.27M → RMRHF
10	$168,515,784	$156,412,948.39	$45,269	$2,682.98	+$168.47M → RMRHF

RMRHF vs RYLD: Complete Analysis 2026

RMRHF — Stock

OUTsurance Group Limited, a financial services company, provides insurance and investment products in South Africa, Australia, and Ireland. It operates through Personal Insurance; Business Insurance; Youi CTP; OUTsurance Central; OUTsurance Ireland; and Life Insurance segments. The company offers insurance products for cars and other vehicles, home contents, buildings, and portable items; motor warranty; bicycles, watercraft, personal accident, and essential; life and funeral; business, fleet, agricultural, engineering, motor traders, hospitality, and contractors all risk; and pets. It also owns a portfolio of Fintech investments and investments in asset management entities. The company serves individuals and small and medium-sized businesses. The company was formerly known as Rand Merchant Investment Holdings Limited and changed its name to OUTsurance Group Limited in December 2022. OUTsurance Group Limited was founded in 1998 and is based in Centurion, South Africa.

Full RMRHF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.