Is RMRM or RYLD a better dividend investment in 2026?

RMRM currently yields 209.59% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RMRM offers higher current income.

What is the dividend yield difference between RMRM and RYLD?

RMRM has a forward dividend yield of 209.59% ($21.61/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 197.20 percentage points.

Home › Compare › RMRM vs RYLD

RMRM vs RYLD: Dividend Comparison 2026

RMRM yields 209.59% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RMRM wins by $156.92M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RMRM

● Live price

209.59%

Share price

$10.31

Annual div

$21.61

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$156.96M

Annual income

$80,969,840.57

Full RMRM calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — RMRM vs RYLD

📍 RMRM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RMRM	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RMRM + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RMRM pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RMRM

Annual income on $10K today (after 15% tax)

$17,815.43/yr

After 10yr DRIP, annual income (after tax)

$68,824,364.48/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, RMRM beats the other by $68,822,083.95/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RMRM + RYLD for your $10,000?

RMRM: 50%RYLD: 50%

100% RYLD50/50100% RMRM

Portfolio after 10yr

$78.50M

Annual income

$40,486,261.77/yr

Blended yield

51.57%

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Analyst Conviction Gap

Where Wall Street is split right now

RMRM

Analyst Ratings

Hold

Consensus: Hold

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RMRM buys

RYLD buys

No recent congressional trades found for RMRM or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRMRMRYLD

Forward yield	209.59% ✓	12.39%
Annual dividend / share	$21.61 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$156.96M ✓	$45.3K
Annual income after 10y	$80,969,840.57 ✓	$2,682.98
Total dividends collected	$148.30M ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RMRM vs RYLD ($10,000, DRIP)

Year	RMRM Portfolio	RMRM Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$31,659	$20,959.33	$11,939	$1,239.34	+$19.7K → RMRM
2	$95,890	$62,014.78	$14,158	$1,382.89	+$81.7K → RMRM
3	$278,146	$175,543.31	$16,682	$1,532.59	+$261.5K → RMRM
4	$773,497	$475,881.31	$19,537	$1,687.64	+$754.0K → RMRM
5	$2,064,447	$1,236,804.58	$22,752	$1,847.20	+$2.04M → RMRM
6	$5,294,008	$3,085,049.53	$26,355	$2,010.43	+$5.27M → RMRM
7	$13,058,244	$7,393,655.77	$30,376	$2,176.45	+$13.03M → RMRM
8	$31,016,483	$17,044,162.41	$34,847	$2,344.43	+$30.98M → RMRM
9	$71,023,154	$37,835,516.43	$39,800	$2,513.54	+$70.98M → RMRM
10	$156,964,615	$80,969,840.57	$45,269	$2,682.98	+$156.92M → RMRM

RMRM vs RYLD: Complete Analysis 2026

RMRM — Stock

RMR Mortgage Trust is a closed-ended equity mutual fund launched and managed by RMR Advisors Inc. It is co-managed by MacArthurCook Ltd. The fund invests in the public equity markets of Asia Pacific countries. It seeks to invest in stocks of companies operating in real estate sector as well as securities issued by REITs. The fund benchmarks the performance of its portfolio against the FTSE EPRA/NAREIT Asia Index. It was formerly known as RMR Real Estate Income Fund. RMR Mortgage Trust was formed on December 18, 2003 and is domiciled in United States.

Full RMRM Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.