HomeCompareRNLC vs SPHD

RNLC vs SPHD: Dividend Comparison 2026

RNLC yields 1.72% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $4.3K in total portfolio value
10 years
RNLC
RNLC
● Live price
1.72%
Share price
$36.26
Annual div
$0.62
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.2K
Annual income
$191.65
Full RNLC calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — RNLC vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRNLCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RNLC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RNLC pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RNLC
Annual income on $10K today (after 15% tax)
$145.78/yr
After 10yr DRIP, annual income (after tax)
$162.90/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $319.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RNLC + SPHD for your $10,000?

RNLC: 50%SPHD: 50%
100% SPHD50/50100% RNLC
Portfolio after 10yr
$24.3K
Annual income
$379.50/yr
Blended yield
1.56%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RNLC buys
0
SPHD buys
0
No recent congressional trades found for RNLC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRNLCSPHD
Forward yield1.72%4.30%
Annual dividend / share$0.62$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.2K$26.5K
Annual income after 10y$191.65$567.37
Total dividends collected$1.8K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RNLC vs SPHD ($10,000, DRIP)

YearRNLC PortfolioRNLC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,872$171.51$11,130$430.50$258.00SPHD
2$11,807$174.26$12,357$447.82$550.00SPHD
3$12,810$176.87$13,687$464.65$877.00SPHD
4$13,886$179.34$15,126$480.98$1.2KSPHD
5$15,040$181.69$16,682$496.78$1.6KSPHD
6$16,277$183.91$18,362$512.03$2.1KSPHD
7$17,602$186.01$20,174$526.72$2.6KSPHD
8$19,022$188.00$22,127$540.84$3.1KSPHD
9$20,544$189.87$24,230$554.39$3.7KSPHD
10$22,173$191.65$26,493$567.37$4.3KSPHD

RNLC vs SPHD: Complete Analysis 2026

RNLCStock

The fund will normally invest at least 90% of its net assets in the common stocks and real estate investment trusts ("REITs") that comprise the index. The index is designed to select dividend-paying securities issued by large capitalization U.S. companies.

Full RNLC Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.