Is ROIC or HDV a better dividend investment in 2026?

ROIC currently yields 3.43% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: ROIC offers higher current income.

What is the dividend yield difference between ROIC and HDV?

ROIC has a forward dividend yield of 3.43% ($0.60/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 0.51 percentage points.

Home › Compare › ROIC vs HDV

ROIC vs HDV: Dividend Comparison 2026

ROIC yields 3.43% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDV wins by $3.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ROIC

● Live price

3.43%

Share price

$17.49

Annual div

$0.60

5Y div CAGR

-36%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.7K

Annual income

$4.16

Full ROIC calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — ROIC vs HDV

📍 HDV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ROIC	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ROIC + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ROIC pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ROIC

Annual income on $10K today (after 15% tax)

$291.60/yr

After 10yr DRIP, annual income (after tax)

$3.54/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, HDV beats the other by $296.28/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ROIC + HDV for your $10,000?

ROIC: 50%HDV: 50%

100% HDV50/50100% ROIC

Portfolio after 10yr

$22.5K

Annual income

$178.44/yr

Blended yield

0.79%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ROIC right now

ROIC

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$15.83

-9.5% upside vs current

Range: $14.00 — $17.50

Altman Z

0.9

Piotroski

6/9

HDV

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ROIC buys

HDV buys

No recent congressional trades found for ROIC or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricROICHDV

Forward yield	3.43% ✓	2.92%
Annual dividend / share	$0.60	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-36%	0% ✓
Portfolio after 10y	$20.7K	$24.3K ✓
Annual income after 10y	$4.16	$352.73 ✓
Total dividends collected	$616.00 ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ROIC vs HDV ($10,000, DRIP)

Year	ROIC Portfolio	ROIC Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$10,920	$219.55	$11,002	$292.38	$82.00 → HDV
2	$11,827	$143.40	$12,084	$300.36	$257.00 → HDV
3	$12,748	$92.90	$13,250	$308.02	$502.00 → HDV
4	$13,700	$59.89	$14,506	$315.35	$806.00 → HDV
5	$14,698	$38.50	$15,858	$322.35	$1.2K → HDV
6	$15,751	$24.70	$17,313	$329.04	$1.6K → HDV
7	$16,870	$15.84	$18,878	$335.42	$2.0K → HDV
8	$18,061	$10.14	$20,560	$341.49	$2.5K → HDV
9	$19,332	$6.50	$22,367	$347.25	$3.0K → HDV
10	$20,689	$4.16	$24,307	$352.73	$3.6K → HDV

ROIC vs HDV: Complete Analysis 2026

ROIC — Stock

Retail Opportunity Investments Corp. (NASDAQ: ROIC), is a fully-integrated, self-managed real estate investment trust (REIT) that specializes in the acquisition, ownership and management of grocery-anchored shopping centers located in densely populated, metropolitan markets across the West Coast. As of September 30, 2020, ROIC owned 88 shopping centers encompassing approximately 10.1 million square feet. ROIC is the largest publicly-traded, grocery-anchored shopping center REIT focused exclusively on the West Coast. ROIC is a member of the S&P SmallCap 600 Index and has investment-grade corporate debt ratings from Moody's Investor Services, S&P Global Ratings, and Fitch Ratings, Inc.

Full ROIC Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.