Is ROOF or DVY a better dividend investment in 2026?

ROOF currently yields 0.78% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: DVY offers higher current income.

What is the dividend yield difference between ROOF and DVY?

ROOF has a forward dividend yield of 0.78% ($0.16/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 2.68 percentage points.

Home › Compare › ROOF vs DVY

ROOF vs DVY: Dividend Comparison 2026

ROOF yields 0.78% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $4.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ROOF

● Live price

0.78%

Share price

$20.75

Annual div

$0.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.8K

Annual income

$82.60

Full ROOF calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — ROOF vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ROOF	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ROOF + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

ROOF pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ROOF

Annual income on $10K today (after 15% tax)

$66.72/yr

After 10yr DRIP, annual income (after tax)

$70.21/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, DVY beats the other by $297.76/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ROOF + DVY for your $10,000?

ROOF: 50%DVY: 50%

100% DVY50/50100% ROOF

Portfolio after 10yr

$22.9K

Annual income

$257.75/yr

Blended yield

1.13%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ROOF buys

DVY buys

No recent congressional trades found for ROOF or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricROOFDVY

Forward yield	0.78%	3.46% ✓
Annual dividend / share	$0.16	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.8K	$25.0K ✓
Annual income after 10y	$82.60	$432.91 ✓
Total dividends collected	$807.00 ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ROOF vs DVY ($10,000, DRIP)

Year	ROOF Portfolio	ROOF Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$10,778	$78.50	$11,046	$346.43	$268.00 → DVY
2	$11,612	$79.07	$12,177	$357.65	$565.00 → DVY
3	$12,505	$79.61	$13,398	$368.47	$893.00 → DVY
4	$13,460	$80.12	$14,715	$378.89	$1.3K → DVY
5	$14,483	$80.60	$16,134	$388.90	$1.7K → DVY
6	$15,578	$81.06	$17,662	$398.51	$2.1K → DVY
7	$16,750	$81.48	$19,306	$407.71	$2.6K → DVY
8	$18,004	$81.88	$21,074	$416.50	$3.1K → DVY
9	$19,346	$82.25	$22,974	$424.90	$3.6K → DVY
10	$20,783	$82.60	$25,015	$432.91	$4.2K → DVY

ROOF vs DVY: Complete Analysis 2026

ROOF — Stock

The fund invests at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in the investments included in its index. The index is a rules based, modified capitalization weighted, float adjusted index intended to give investors a means of tracking the overall performance of the small capitalization sector of publicly traded companies domiciled and primarily listed on an exchange in the U.S. and that invest in real estate. The fund is non-diversified.

Full ROOF Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.