Is ROTH or PEP a better dividend investment in 2026?

ROTH currently yields 2000000.00% with a 5% 5-year dividend growth rate. PEP yields 3.63% with 6.7% growth. The better choice depends on your goal: ROTH offers higher current income.

What is the dividend yield difference between ROTH and PEP?

ROTH has a forward dividend yield of 2000000.00% ($2.00/share annually). PEP yields 3.63% ($5.69/share annually). The yield gap is 1999996.37 percentage points.

Home › Compare › ROTH vs PEP

ROTH vs PEP: Dividend Comparison 2026

ROTH yields 2000000.00% · PEP yields 3.63%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ROTH wins by $4.879226400974806e+39M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ROTH

● Live price

2000000.00%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.879226400974806e+39M

Annual income

$4,878,746,539,330,970,000,000,000,000,000,000,000,000,000,000.00

Full ROTH calculator →

PEP

PepsiCo Inc.

● Live price

3.63%

Share price

$156.82

Annual div

$5.69

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$141.9K

Annual income

$61,875.67

Full PEP calculator →

Portfolio growth — ROTH vs PEP

📍 ROTH pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ROTH	PEP
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ROTH + PEP cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ROTH pays

PEP pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ROTH

Annual income on $10K today (after 15% tax)

$170,000,000.00/yr

After 10yr DRIP, annual income (after tax)

$4,146,934,558,431,324,500,000,000,000,000,000,000,000,000,000.00/yr

PEP

Annual income on $10K today (after 15% tax)

$308.41/yr

After 10yr DRIP, annual income (after tax)

$52,594.32/yr

At 15% tax rate, ROTH beats the other by $4,146,934,558,431,324,500,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ROTH + PEP for your $10,000?

ROTH: 50%PEP: 50%

100% PEP50/50100% ROTH

Portfolio after 10yr

$2.439613200487403e+39M

Annual income

$2,439,373,269,665,485,000,000,000,000,000,000,000,000,000,000.00/yr

Blended yield

99.99%

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Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

ROTH

No analyst data

Altman Z

0.0

Piotroski

0/9

PEP

Analyst Ratings

Strong

Buy

Hold

Sell

Consensus: Hold

Price Target

$172.43

+10.0% upside vs current

Range: $156.00 — $191.00

Altman Z

3.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ROTH buys

PEP buys

No recent congressional trades found for ROTH or PEP in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricROTHPEP

Forward yield	2000000.00% ✓	3.63%
Annual dividend / share	$2.00	$5.69 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	40.4% ✓
Portfolio after 10y	$4.879226400974806e+39M	$141.9K ✓
Annual income after 10y	$4,878,746,539,330,970,000,000,000,000,000,000,000,000,000,000.00 ✓	$61,875.67
Total dividends collected	$4.879195005460081e+39M	$123.0K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: ROTH vs PEP ($10,000, DRIP)

Year	ROTH Portfolio	ROTH Income/yr	PEP Portfolio	PEP Income/yr	Gap
1← crossover	$200,010,700	$200,000,000.00	$10,849	$509.42	+$200.00M → ROTH
2	$3,738,731,768,458	$3,738,517,757,009.35	$11,969	$750.47	+$3738731.76M → ROTH
3	$65,315,062,866,930,490	$65,311,062,423,938,240.00	$13,500	$1,124.14	+$65315062866.92M → ROTH
4	$1,066,400,830,062,625,000,000	$1,066,330,942,945,357,500,000.00	$15,680	$1,721.66	+$1066400830062625.00M → ROTH
5	$16,272,182,796,453,826,000,000,000	$16,271,041,747,565,660,000,000,000.00	$18,929	$2,715.34	+$16272182796453826560.00M → ROTH
6	$232,054,240,113,661,900,000,000,000,000	$232,036,828,878,069,680,000,000,000,000.00	$24,023	$4,450.80	+$2.3205424011366188e+23M → ROTH
7	$3,092,799,066,104,688,500,000,000,000,000,000	$3,092,550,768,067,767,400,000,000,000,000,000.00	$32,510	$7,669.92	+$3.0927990661046884e+27M → ROTH
8	$38,524,105,697,352,694,000,000,000,000,000,000,000	$38,520,796,402,351,967,000,000,000,000,000,000,000.00	$47,709	$14,093.60	+$3.8524105697352695e+31M → ROTH
9	$448,468,826,014,798,700,000,000,000,000,000,000,000,000	$448,427,605,221,702,600,000,000,000,000,000,000,000,000.00	$77,415	$28,083.48	+$4.484688260147987e+35M → ROTH
10	$4,879,226,400,974,806,000,000,000,000,000,000,000,000,000,000	$4,878,746,539,330,970,000,000,000,000,000,000,000,000,000,000.00	$141,922	$61,875.67	+$4.879226400974806e+39M → ROTH

ROTH vs PEP: Complete Analysis 2026

ROTH — Stock

PharmaRoth Labs, Inc. operates as a nutraceutical company worldwide. It focuses on producing, marketing, and distributing Sucanon, an herbal-based nutraceutical treatment for type-2 diabetes. The company was formerly known as Fero Industries Inc. and changed its name to PharmaRoth Labs, Inc. in March 2013. PharmaRoth Labs, Inc. was founded in 2000 and is based in Las Vegas, Nevada.

Full ROTH Calculator →

PEP — Consumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.