Is ROYMF or DIVO a better dividend investment in 2026?

ROYMF currently yields 0.56% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: DIVO offers higher current income.

What is the dividend yield difference between ROYMF and DIVO?

ROYMF has a forward dividend yield of 0.56% ($0.03/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 5.93 percentage points.

Home › Compare › ROYMF vs DIVO

ROYMF vs DIVO: Dividend Comparison 2026

ROYMF yields 0.56% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DIVO wins by $11.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ROYMF

● Live price

0.56%

Share price

$5.40

Annual div

$0.03

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.8K

Annual income

$0.05

Full ROYMF calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — ROYMF vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ROYMF	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, ROYMF + DIVO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ROYMF pays

DIVO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ROYMF

Annual income on $10K today (after 15% tax)

$47.22/yr

After 10yr DRIP, annual income (after tax)

$0.04/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, DIVO beats the other by $834.39/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ROYMF + DIVO for your $10,000?

ROYMF: 50%DIVO: 50%

100% DIVO50/50100% ROYMF

Portfolio after 10yr

$25.2K

Annual income

$490.87/yr

Blended yield

1.94%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ROYMF right now

ROYMF

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

4.4

Piotroski

5/9

DIVO

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ROYMF buys

DIVO buys

No recent congressional trades found for ROYMF or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricROYMFDIVO

Forward yield	0.56%	6.49% ✓
Annual dividend / share	$0.03	$2.91 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$19.8K	$30.7K ✓
Annual income after 10y	$0.05	$981.68 ✓
Total dividends collected	$56.00 ✓	$8.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ROYMF vs DIVO ($10,000, DRIP)

Year	ROYMF Portfolio	ROYMF Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$10,728	$27.78	$11,349	$649.42	$621.00 → DIVO
2	$11,493	$13.92	$12,833	$688.83	$1.3K → DIVO
3	$12,304	$6.97	$14,459	$727.90	$2.2K → DIVO
4	$13,169	$3.49	$16,238	$766.49	$3.1K → DIVO
5	$14,092	$1.74	$18,179	$804.47	$4.1K → DIVO
6	$15,080	$0.87	$20,293	$841.71	$5.2K → DIVO
7	$16,136	$0.44	$22,591	$878.14	$6.5K → DIVO
8	$17,266	$0.22	$25,087	$913.65	$7.8K → DIVO
9	$18,474	$0.11	$27,791	$948.18	$9.3K → DIVO
10	$19,767	$0.05	$30,718	$981.68	$11.0K → DIVO

ROYMF vs DIVO: Complete Analysis 2026

ROYMF — Stock

International Distributions Services plc, together with its subsidiaries, operates as a universal postal service provider. The company offers parcels and letter delivery services under the Royal Mail and Parcelforce Worldwide brands. It also provides services for the collection, sorting, and delivery of parcels and letters. In addition, the company operates ground-based parcel delivery networks in Europe that covers 40 countries and nation states. Further, it provides express parcel delivery and logistics services. Additionally, the company engages in property holdings and facilities management activities. It serves consumers, sole-traders, small and medium-sized enterprises, large businesses, retailers, and access operators. It operates in Italy, France, Spain, Germany, Croatia, the Czech Republic, Hungary, the United Kingdom, the United States, Romania, Slovakia, Slovenia, Austria, Belgium, Canada, China, Denmark, Finland, Ireland, the Netherlands, and Portugal. The company was formerly known as Royal Mail plc and changed its name to International Distributions Services plc in October 2022. International Distributions Services plc was founded in 1516 and is based in London, the United Kingdom.

Full ROYMF Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

📬

Get this ROYMF vs DIVO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ROYMF vs SCHD ROYMF vs JEPI ROYMF vs O ROYMF vs KO ROYMF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.