HomeCompareROYMF vs QYLD

ROYMF vs QYLD: Dividend Comparison 2026

ROYMF yields 0.56% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $5.6K in total portfolio value· pulled ahead in Year 7
10 years
ROYMF
ROYMF
● Live price
0.56%
Share price
$5.40
Annual div
$0.03
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.8K
Annual income
$0.05
Full ROYMF calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — ROYMF vs QYLD

📍 QYLD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodROYMFQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ROYMF + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ROYMF pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ROYMF
Annual income on $10K today (after 15% tax)
$47.22/yr
After 10yr DRIP, annual income (after tax)
$0.04/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,810.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ROYMF + QYLD for your $10,000?

ROYMF: 50%QYLD: 50%
100% QYLD50/50100% ROYMF
Portfolio after 10yr
$22.6K
Annual income
$2,829.69/yr
Blended yield
12.53%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ROYMF right now

ROYMF
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Altman Z
4.4
Piotroski
5/9
QYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ROYMF buys
0
QYLD buys
1
PoliticianChamberTickerTypeAmountDate
Tim Moore🏢 House$QYLD▼ Sell$15,001 - $50,0002025-05-02
Tim Moore🏢 House$QYLD▲ Buy$15,001 - $50,0002025-04-07
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002022-11-14
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002020-10-29
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricROYMFQYLD
Forward yield0.56%11.92%
Annual dividend / share$0.03$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$19.8K$25.4K
Annual income after 10y$0.05$5,659.31
Total dividends collected$56.00$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: ROYMF vs QYLD ($10,000, DRIP)

YearROYMF PortfolioROYMF Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,728$27.78$10,352$1,192.36+$376.00ROYMF
2$11,493$13.92$10,830$1,347.57+$663.00ROYMF
3$12,304$6.97$11,460$1,539.07+$844.00ROYMF
4$13,169$3.49$12,275$1,777.84+$894.00ROYMF
5$14,092$1.74$13,323$2,078.95+$769.00ROYMF
6$15,080$0.87$14,667$2,463.34+$413.00ROYMF
7← crossover$16,136$0.44$16,396$2,960.57$260.00QYLD
8$17,266$0.22$18,631$3,612.97$1.4KQYLD
9$18,474$0.11$21,548$4,482.15$3.1KQYLD
10$19,767$0.05$25,398$5,659.31$5.6KQYLD

ROYMF vs QYLD: Complete Analysis 2026

ROYMFStock

International Distributions Services plc, together with its subsidiaries, operates as a universal postal service provider. The company offers parcels and letter delivery services under the Royal Mail and Parcelforce Worldwide brands. It also provides services for the collection, sorting, and delivery of parcels and letters. In addition, the company operates ground-based parcel delivery networks in Europe that covers 40 countries and nation states. Further, it provides express parcel delivery and logistics services. Additionally, the company engages in property holdings and facilities management activities. It serves consumers, sole-traders, small and medium-sized enterprises, large businesses, retailers, and access operators. It operates in Italy, France, Spain, Germany, Croatia, the Czech Republic, Hungary, the United Kingdom, the United States, Romania, Slovakia, Slovenia, Austria, Belgium, Canada, China, Denmark, Finland, Ireland, the Netherlands, and Portugal. The company was formerly known as Royal Mail plc and changed its name to International Distributions Services plc in October 2022. International Distributions Services plc was founded in 1516 and is based in London, the United Kingdom.

Full ROYMF Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.