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ROYMY vs MO: Dividend Comparison 2026

ROYMY yields 0.60% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $60.3K in total portfolio value· pulled ahead in Year 3
10 years
ROYMY
ROYMY
● Live price
0.60%
Share price
$8.40
Annual div
$0.05
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.8K
Annual income
$0.06
Full ROYMY calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — ROYMY vs MO

📍 MO pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodROYMYMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ROYMY + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ROYMY pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ROYMY
Annual income on $10K today (after 15% tax)
$50.60/yr
After 10yr DRIP, annual income (after tax)
$0.05/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $25,635.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ROYMY + MO for your $10,000?

ROYMY: 50%MO: 50%
100% MO50/50100% ROYMY
Portfolio after 10yr
$49.9K
Annual income
$15,079.61/yr
Blended yield
30.19%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

ROYMY
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Altman Z
4.5
Piotroski
7/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ROYMY buys
0
MO buys
0
No recent congressional trades found for ROYMY or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricROYMYMO
Forward yield0.60%6.36%
Annual dividend / share$0.05$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%22.6%
Portfolio after 10y$19.8K$80.1K
Annual income after 10y$0.06$30,159.17
Total dividends collected$60.00$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: ROYMY vs MO ($10,000, DRIP)

YearROYMY PortfolioROYMY Income/yrMO PortfolioMO Income/yrGap
1$10,730$29.76$10,570$780.30+$160.00ROYMY
2$11,496$14.92$11,381$1,032.90+$115.00ROYMY
3← crossover$12,308$7.47$12,535$1,392.73$227.00MO
4$13,173$3.74$14,193$1,920.91$1.0KMO
5$14,097$1.87$16,618$2,723.68$2.5KMO
6$15,085$0.93$20,263$3,993.80$5.2KMO
7$16,141$0.47$25,936$6,098.36$9.8KMO
8$17,272$0.23$35,166$9,775.01$17.9KMO
9$18,481$0.12$51,026$16,597.78$32.5KMO
10$19,774$0.06$80,113$30,159.17$60.3KMO

ROYMY vs MO: Complete Analysis 2026

ROYMYStock

International Distributions Services plc, together with its subsidiaries, operates as a universal postal service provider. The company offers parcels and letter delivery services under the Royal Mail and Parcelforce Worldwide brands. It also provides services for the collection, sorting, and delivery of parcels and letters. In addition, the company operates ground-based parcel delivery networks in Europe that covers 40 countries and nation states. Further, it provides express parcel delivery and logistics services. Additionally, the company engages in property holdings and facilities management activities. It serves consumers, sole-traders, small and medium-sized enterprises, large businesses, retailers, and access operators. It operates in Italy, France, Spain, Germany, Croatia, the Czech Republic, Hungary, the United Kingdom, the United States, Romania, Slovakia, Slovenia, Austria, Belgium, Canada, China, Denmark, Finland, Ireland, the Netherlands, and Portugal. The company was formerly known as Royal Mail plc and changed its name to International Distributions Services plc in October 2022. International Distributions Services plc was founded in 1516 and is based in London, the United Kingdom.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.