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ROYMY vs VYM: Dividend Comparison 2026

ROYMY yields 0.60% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $8.1K in total portfolio value
10 years
ROYMY
ROYMY
● Live price
0.60%
Share price
$8.40
Annual div
$0.05
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.8K
Annual income
$0.06
Full ROYMY calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — ROYMY vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodROYMYVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ROYMY + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ROYMY pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ROYMY
Annual income on $10K today (after 15% tax)
$50.60/yr
After 10yr DRIP, annual income (after tax)
$0.05/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $236.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ROYMY + VYM for your $10,000?

ROYMY: 50%VYM: 50%
100% VYM50/50100% ROYMY
Portfolio after 10yr
$23.8K
Annual income
$139.30/yr
Blended yield
0.59%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ROYMY buys
0
VYM buys
0
No recent congressional trades found for ROYMY or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricROYMYVYM
Forward yield0.60%2.41%
Annual dividend / share$0.05$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$19.8K$27.8K
Annual income after 10y$0.06$278.55
Total dividends collected$60.00$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ROYMY vs VYM ($10,000, DRIP)

YearROYMY PortfolioROYMY Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,730$29.76$11,151$241.44$421.00VYM
2$11,496$14.92$12,413$246.79$917.00VYM
3$12,308$7.47$13,794$251.79$1.5KVYM
4$13,173$3.74$15,306$256.47$2.1KVYM
5$14,097$1.87$16,960$260.84$2.9KVYM
6$15,085$0.93$18,768$264.92$3.7KVYM
7$16,141$0.47$20,745$268.71$4.6KVYM
8$17,272$0.23$22,905$272.24$5.6KVYM
9$18,481$0.12$25,265$275.51$6.8KVYM
10$19,774$0.06$27,842$278.55$8.1KVYM

ROYMY vs VYM: Complete Analysis 2026

ROYMYStock

International Distributions Services plc, together with its subsidiaries, operates as a universal postal service provider. The company offers parcels and letter delivery services under the Royal Mail and Parcelforce Worldwide brands. It also provides services for the collection, sorting, and delivery of parcels and letters. In addition, the company operates ground-based parcel delivery networks in Europe that covers 40 countries and nation states. Further, it provides express parcel delivery and logistics services. Additionally, the company engages in property holdings and facilities management activities. It serves consumers, sole-traders, small and medium-sized enterprises, large businesses, retailers, and access operators. It operates in Italy, France, Spain, Germany, Croatia, the Czech Republic, Hungary, the United Kingdom, the United States, Romania, Slovakia, Slovenia, Austria, Belgium, Canada, China, Denmark, Finland, Ireland, the Netherlands, and Portugal. The company was formerly known as Royal Mail plc and changed its name to International Distributions Services plc in October 2022. International Distributions Services plc was founded in 1516 and is based in London, the United Kingdom.

Full ROYMY Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.