Is ROYTL or ADC a better dividend investment in 2026?

ROYTL currently yields 1538.46% with a 5% 5-year dividend growth rate. ADC yields 4.11% with 5.2% growth. The better choice depends on your goal: ROYTL offers higher current income.

What is the dividend yield difference between ROYTL and ADC?

ROYTL has a forward dividend yield of 1538.46% ($2.00/share annually). ADC yields 4.11% ($3.10/share annually). The yield gap is 1534.35 percentage points.

Home › Compare › ROYTL vs ADC

ROYTL vs ADC: Dividend Comparison 2026

ROYTL yields 1538.46% · ADC yields 4.11%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ROYTL wins by $5.38M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ROYTL

● Live price

1538.46%

Share price

$0.13

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5.55M

Annual income

$42,085.50

Full ROYTL calculator →

ADC

Agree Realty Corporation

● Live price

4.11%

Share price

$75.38

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$176.9K

Annual income

$79,647.25

Full ADC calculator →

Portfolio growth — ROYTL vs ADC

📍 ROYTL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ROYTL	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ROYTL + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ROYTL pays

ADC pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ROYTL

Annual income on $10K today (after 15% tax)

$130,769.23/yr

After 10yr DRIP, annual income (after tax)

$35,772.67/yr

ADC

Annual income on $10K today (after 15% tax)

$349.45/yr

After 10yr DRIP, annual income (after tax)

$67,700.16/yr

At 15% tax rate, ADC beats the other by $31,927.49/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ROYTL + ADC for your $10,000?

ROYTL: 50%ADC: 50%

100% ADC50/50100% ROYTL

Portfolio after 10yr

$2.86M

Annual income

$60,866.37/yr

Blended yield

2.12%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

ROYTL

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

0.0

Piotroski

4/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+7.5% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ROYTL buys

ADC buys

No recent congressional trades found for ROYTL or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricROYTLADC

Forward yield	1538.46% ✓	4.11%
Annual dividend / share	$2.00	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	40.4% ✓
Portfolio after 10y	$5.55M	$176.9K ✓
Annual income after 10y	$42,085.50	$79,647.25 ✓
Total dividends collected	$3.82M	$154.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT
Analyst consensus	Hold	Buy

Year-by-year: ROYTL vs ADC ($10,000, DRIP)

Year	ROYTL Portfolio	ROYTL Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$87,623	$76,923.08	$10,987	$577.21	+$76.6K → ROYTL
2	$408,721	$314,964.33	$12,293	$855.34	+$396.4K → ROYTL
3	$1,123,856	$686,524.56	$14,088	$1,290.70	+$1.11M → ROYTL
4	$2,084,643	$882,116.65	$16,660	$1,994.91	+$2.07M → ROYTL
5	$2,995,166	$764,598.02	$20,525	$3,181.85	+$2.97M → ROYTL
6	$3,718,171	$513,344.16	$26,654	$5,286.90	+$3.69M → ROYTL
7	$4,276,229	$297,785.41	$37,006	$9,259.47	+$4.24M → ROYTL
8	$4,735,602	$160,037.28	$55,862	$17,338.74	+$4.68M → ROYTL
9	$5,149,912	$82,817.41	$93,452	$35,300.32	+$5.06M → ROYTL
10	$5,552,491	$42,085.50	$176,931	$79,647.25	+$5.38M → ROYTL

ROYTL vs ADC: Complete Analysis 2026

ROYTL — Stock

Pacific Coast Oil Trust acquires and holds net profits and royalty interests in various oil and natural gas properties located in California. Its properties include Orcutt properties located in the Santa Maria Basin; and West Pico, East Coyote, and Sawtelle properties located in the Los Angeles Basin of California. As of December 31, 2018, the company had proved reserves of 19.0 million barrels of oil equivalent. Pacific Coast Oil Trust was founded in 2012 and is based in Houston, Texas.

Full ROYTL Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.