HomeCompareROYTL vs SPHD

ROYTL vs SPHD: Dividend Comparison 2026

ROYTL yields 1538.46% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ROYTL wins by $5.53M in total portfolio value
10 years
ROYTL
ROYTL
● Live price
1538.46%
Share price
$0.13
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5.55M
Annual income
$42,085.50
Full ROYTL calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — ROYTL vs SPHD

📍 ROYTL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodROYTLSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ROYTL + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ROYTL pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ROYTL
Annual income on $10K today (after 15% tax)
$130,769.23/yr
After 10yr DRIP, annual income (after tax)
$35,772.67/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, ROYTL beats the other by $35,287.05/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of ROYTL + SPHD for your $10,000?

ROYTL: 50%SPHD: 50%
100% SPHD50/50100% ROYTL
Portfolio after 10yr
$2.79M
Annual income
$21,328.41/yr
Blended yield
0.76%
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Analyst Conviction Gap

Where Wall Street is most bullish on ROYTL right now

ROYTL
Analyst Ratings
1
Buy
4
Hold
Consensus: Hold
Altman Z
0.0
Piotroski
4/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ROYTL buys
0
SPHD buys
0
No recent congressional trades found for ROYTL or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricROYTLSPHD
Forward yield1538.46%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$5.55M$26.5K
Annual income after 10y$42,085.50$571.32
Total dividends collected$3.82M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ROYTL vs SPHD ($10,000, DRIP)

YearROYTL PortfolioROYTL Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$87,623$76,923.08$11,133$432.85+$76.5KROYTL
2$408,721$314,964.33$12,363$450.36+$396.4KROYTL
3$1,123,856$686,524.56$13,695$467.39+$1.11MROYTL
4$2,084,643$882,116.65$15,138$483.90+$2.07MROYTL
5$2,995,166$764,598.02$16,697$499.88+$2.98MROYTL
6$3,718,171$513,344.16$18,382$515.31+$3.70MROYTL
7$4,276,229$297,785.41$20,198$530.17+$4.26MROYTL
8$4,735,602$160,037.28$22,157$544.46+$4.71MROYTL
9$5,149,912$82,817.41$24,266$558.18+$5.13MROYTL
10$5,552,491$42,085.50$26,536$571.32+$5.53MROYTL

ROYTL vs SPHD: Complete Analysis 2026

ROYTLStock

Pacific Coast Oil Trust acquires and holds net profits and royalty interests in various oil and natural gas properties located in California. Its properties include Orcutt properties located in the Santa Maria Basin; and West Pico, East Coyote, and Sawtelle properties located in the Los Angeles Basin of California. As of December 31, 2018, the company had proved reserves of 19.0 million barrels of oil equivalent. Pacific Coast Oil Trust was founded in 2012 and is based in Houston, Texas.

Full ROYTL Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.