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ROYUF vs XYLD: Dividend Comparison 2026

ROYUF yields 3.10% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ROYUF wins by $15.2K in total portfolio value
10 years
ROYUF
ROYUF
● Live price
3.10%
Share price
$73.11
Annual div
$2.27
5Y div CAGR
23.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.5K
Annual income
$4,766.55
Full ROYUF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — ROYUF vs XYLD

📍 ROYUF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodROYUFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ROYUF + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ROYUF pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ROYUF
Annual income on $10K today (after 15% tax)
$263.58/yr
After 10yr DRIP, annual income (after tax)
$4,051.57/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, ROYUF beats the other by $1,315.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ROYUF + XYLD for your $10,000?

ROYUF: 50%XYLD: 50%
100% XYLD50/50100% ROYUF
Portfolio after 10yr
$32.9K
Annual income
$3,992.78/yr
Blended yield
12.14%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ROYUF right now

ROYUF
Analyst Ratings
2
Buy
2
Hold
Consensus: Buy
Altman Z
2.7
Piotroski
8/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ROYUF buys
0
XYLD buys
0
No recent congressional trades found for ROYUF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricROYUFXYLD
Forward yield3.10%10.98%
Annual dividend / share$2.27$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR23.8%0%
Portfolio after 10y$40.5K$25.3K
Annual income after 10y$4,766.55$3,219.02
Total dividends collected$17.5K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: ROYUF vs XYLD ($10,000, DRIP)

YearROYUF PortfolioROYUF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,084$383.90$10,818$1,098.39+$266.00ROYUF
2$12,352$492.32$11,738$1,222.51+$614.00ROYUF
3$13,852$634.79$12,774$1,364.64+$1.1KROYUF
4$15,645$823.61$13,944$1,527.86+$1.7KROYUF
5$17,816$1,076.29$15,270$1,715.87+$2.5KROYUF
6$20,481$1,418.12$16,775$1,933.09+$3.7KROYUF
7$23,801$1,886.23$18,490$2,184.87+$5.3KROYUF
8$28,004$2,536.15$20,450$2,477.63+$7.6KROYUF
9$33,416$3,452.42$22,697$2,819.19+$10.7KROYUF
10$40,522$4,766.55$25,280$3,219.02+$15.2KROYUF

ROYUF vs XYLD: Complete Analysis 2026

ROYUFStock

Royal Unibrew A/S produces, markets, sells, and distributes beer, malt beverages, soft drinks, ciders, and ready-to-drink products. The company also provides spring water, natural mineral water, energy drinks, fruit juices, nectar drinks, long drinks, and cocktail products. It offers its products under the Faxe Kondi, Original Long drink, LemonSoda, Novelle, Faxe, Lorina, Vitamalt, Kalnapilis, and other brands. The company also provides license-based international brands, such as Heineken and PepsiCo; and a range of international spirits and wine brands, including Johnny Walker, Captain Morgan, Lanson, Baileys, and JP. Chenet on an agency basis. It serves customers in Denmark, Germany, Norway, Sweden, Italy, France, Finland, Lithuania, Latvia, Estonia, and internationally. The company was formerly known as Bryggerigruppen A/S and changed its name to Royal Unibrew A/S in 2005. Royal Unibrew A/S is headquartered in Faxe, Denmark.

Full ROYUF Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.