Is RPAYW or RYLD a better dividend investment in 2026?

RPAYW currently yields 58.48% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RPAYW offers higher current income.

What is the dividend yield difference between RPAYW and RYLD?

RPAYW has a forward dividend yield of 58.48% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 46.34 percentage points.

Home › Compare › RPAYW vs RYLD

RPAYW vs RYLD: Dividend Comparison 2026

RPAYW yields 58.48% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RPAYW wins by $560.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RPAYW

● Live price

58.48%

Share price

$3.42

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$604.6K

Annual income

$138,538.19

Full RPAYW calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — RPAYW vs RYLD

📍 RPAYW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RPAYW	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RPAYW + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RPAYW pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RPAYW

Annual income on $10K today (after 15% tax)

$4,970.76/yr

After 10yr DRIP, annual income (after tax)

$117,757.46/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RPAYW beats the other by $115,558.21/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RPAYW + RYLD for your $10,000?

RPAYW: 50%RYLD: 50%

100% RYLD50/50100% RPAYW

Portfolio after 10yr

$324.5K

Annual income

$70,562.76/yr

Blended yield

21.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RPAYW buys

RYLD buys

No recent congressional trades found for RPAYW or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRPAYWRYLD

Forward yield	58.48% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$604.6K ✓	$44.5K
Annual income after 10y	$138,538.19 ✓	$2,587.35
Total dividends collected	$498.8K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RPAYW vs RYLD ($10,000, DRIP)

Year	RPAYW Portfolio	RPAYW Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$16,548	$5,847.95	$11,914	$1,213.65	+$4.6K → RPAYW
2	$26,750	$9,044.08	$14,099	$1,351.30	+$12.7K → RPAYW
3	$42,287	$13,663.64	$16,580	$1,494.55	+$25.7K → RPAYW
4	$65,433	$20,186.22	$19,384	$1,642.61	+$46.0K → RPAYW
5	$99,205	$29,192.04	$22,535	$1,794.70	+$76.7K → RPAYW
6	$147,513	$41,363.70	$26,063	$1,950.00	+$121.5K → RPAYW
7	$215,321	$57,482.04	$29,995	$2,107.69	+$185.3K → RPAYW
8	$308,810	$78,415.92	$34,361	$2,266.99	+$274.4K → RPAYW
9	$435,532	$105,105.26	$39,194	$2,427.12	+$396.3K → RPAYW
10	$604,557	$138,538.19	$44,525	$2,587.35	+$560.0K → RPAYW

RPAYW vs RYLD: Complete Analysis 2026

RPAYW — Stock

RPAYW is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RPAYW shares.

Full RPAYW Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.