Is RPBAX or SCHD a better dividend investment in 2026?

RPBAX currently yields 7.17% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: RPBAX offers higher current income.

What is the dividend yield difference between RPBAX and SCHD?

RPBAX has a forward dividend yield of 7.17% ($1.96/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 3.71 percentage points.

Home › Compare › RPBAX vs SCHD

RPBAX vs SCHD: Dividend Comparison 2026

RPBAX yields 7.17% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RPBAX wins by $3.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RPBAX

● Live price

7.17%

Share price

$27.34

Annual div

$1.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.1K

Annual income

$1,129.57

Full RPBAX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — RPBAX vs SCHD

📍 RPBAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RPBAX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RPBAX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

RPBAX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RPBAX

Annual income on $10K today (after 15% tax)

$609.21/yr

After 10yr DRIP, annual income (after tax)

$960.13/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, RPBAX beats the other by $598.08/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RPBAX + SCHD for your $10,000?

RPBAX: 50%SCHD: 50%

100% SCHD50/50100% RPBAX

Portfolio after 10yr

$30.6K

Annual income

$777.76/yr

Blended yield

2.54%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RPBAX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRPBAXSCHD

Forward yield	7.17% ✓	3.46%
Annual dividend / share	$1.96 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.1K ✓	$29.0K
Annual income after 10y	$1,129.57 ✓	$425.95
Total dividends collected	$9.3K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RPBAX vs SCHD ($10,000, DRIP)

Year	RPBAX Portfolio	RPBAX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,417	$716.72	$11,226	$346.36	+$191.00 → RPBAX
2	$12,981	$764.72	$12,572	$357.38	+$409.00 → RPBAX
3	$14,702	$812.60	$14,046	$367.84	+$656.00 → RPBAX
4	$16,591	$860.14	$15,660	$377.73	+$931.00 → RPBAX
5	$18,660	$907.17	$17,425	$387.07	+$1.2K → RPBAX
6	$20,919	$953.52	$19,354	$395.86	+$1.6K → RPBAX
7	$23,383	$999.06	$21,461	$404.13	+$1.9K → RPBAX
8	$26,063	$1,043.65	$23,762	$411.89	+$2.3K → RPBAX
9	$28,975	$1,087.19	$26,272	$419.15	+$2.7K → RPBAX
10	$32,133	$1,129.57	$29,010	$425.95	+$3.1K → RPBAX

RPBAX vs SCHD: Complete Analysis 2026

RPBAX — Stock

The fund normally invests approximately 65% of its total assets in common stocks and 35% in fixed income securities. It will invest at least 25% of its total assets in fixed income senior securities and may invest up to 35% of its total assets in foreign securities.

Full RPBAX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.