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RPSIX vs SPHD: Dividend Comparison 2026

RPSIX yields 5.68% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RPSIX wins by $2.6K in total portfolio value
10 years
RPSIX
RPSIX
● Live price
5.68%
Share price
$11.20
Annual div
$0.64
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.1K
Annual income
$816.82
Full RPSIX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — RPSIX vs SPHD

📍 RPSIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRPSIXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RPSIX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RPSIX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RPSIX
Annual income on $10K today (after 15% tax)
$483.10/yr
After 10yr DRIP, annual income (after tax)
$694.30/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, RPSIX beats the other by $208.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RPSIX + SPHD for your $10,000?

RPSIX: 50%SPHD: 50%
100% SPHD50/50100% RPSIX
Portfolio after 10yr
$27.8K
Annual income
$694.07/yr
Blended yield
2.50%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RPSIX buys
0
SPHD buys
0
No recent congressional trades found for RPSIX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRPSIXSPHD
Forward yield5.68%4.33%
Annual dividend / share$0.64$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.1K$26.5K
Annual income after 10y$816.82$571.32
Total dividends collected$7.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RPSIX vs SPHD ($10,000, DRIP)

YearRPSIX PortfolioRPSIX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,268$568.36$11,133$432.85+$135.00RPSIX
2$12,656$598.55$12,363$450.36+$293.00RPSIX
3$14,170$628.26$13,695$467.39+$475.00RPSIX
4$15,819$657.41$15,138$483.90+$681.00RPSIX
5$17,612$685.91$16,697$499.88+$915.00RPSIX
6$19,559$713.71$18,382$515.31+$1.2KRPSIX
7$21,669$740.74$20,198$530.17+$1.5KRPSIX
8$23,953$766.96$22,157$544.46+$1.8KRPSIX
9$26,422$792.33$24,266$558.18+$2.2KRPSIX
10$29,088$816.82$26,536$571.32+$2.6KRPSIX

RPSIX vs SPHD: Complete Analysis 2026

RPSIXStock

The investment seeks a high level of current income with moderate share price fluctuation. The fund broadly diversifies its assets among a set of T. Rowe Price mutual funds representing specific market segments. It normally invests in a variety of domestic and international bond funds, a money market fund, and an income-oriented stock fund. The fund can invest in funds holding high-quality U.S. and international bonds, high-yield bonds, short- and long-term securities, dividend-paying stocks and other instruments.

Full RPSIX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.