HomeCompareRPTIX vs SPHD

RPTIX vs SPHD: Dividend Comparison 2026

RPTIX yields 6.59% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RPTIX wins by $4.4K in total portfolio value
10 years
RPTIX
RPTIX
● Live price
6.59%
Share price
$93.64
Annual div
$6.18
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.9K
Annual income
$1,003.15
Full RPTIX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — RPTIX vs SPHD

📍 RPTIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRPTIXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RPTIX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RPTIX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RPTIX
Annual income on $10K today (after 15% tax)
$560.56/yr
After 10yr DRIP, annual income (after tax)
$852.68/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, RPTIX beats the other by $370.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RPTIX + SPHD for your $10,000?

RPTIX: 50%SPHD: 50%
100% SPHD50/50100% RPTIX
Portfolio after 10yr
$28.7K
Annual income
$785.26/yr
Blended yield
2.74%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RPTIX buys
0
SPHD buys
0
No recent congressional trades found for RPTIX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRPTIXSPHD
Forward yield6.59%4.30%
Annual dividend / share$6.18$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.9K$26.5K
Annual income after 10y$1,003.15$567.37
Total dividends collected$8.4K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RPTIX vs SPHD ($10,000, DRIP)

YearRPTIX PortfolioRPTIX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,359$659.48$11,130$430.50+$229.00RPTIX
2$12,855$700.13$12,357$447.82+$498.00RPTIX
3$14,495$740.46$13,687$464.65+$808.00RPTIX
4$16,290$780.32$15,126$480.98+$1.2KRPTIX
5$18,250$819.58$16,682$496.78+$1.6KRPTIX
6$20,386$858.12$18,362$512.03+$2.0KRPTIX
7$22,708$895.82$20,174$526.72+$2.5KRPTIX
8$25,231$932.62$22,127$540.84+$3.1KRPTIX
9$27,965$968.41$24,230$554.39+$3.7KRPTIX
10$30,926$1,003.15$26,493$567.37+$4.4KRPTIX

RPTIX vs SPHD: Complete Analysis 2026

RPTIXStock

The fund normally invests at least 80% of its net assets (including any borrowings for investment purposes) in a diversified portfolio of common stocks of mid-cap companies whose earnings T. Rowe Price expects to grow at a faster rate than the average company. The advisor defines mid-cap companies as those whose market capitalization falls within the range of either the S&P MidCap 400® Index or the Russell Midcap® Growth Index.

Full RPTIX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.