Is RRRI or SCHD a better dividend investment in 2026?

RRRI currently yields 1000000.00% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: RRRI offers higher current income.

What is the dividend yield difference between RRRI and SCHD?

RRRI has a forward dividend yield of 1000000.00% ($2.00/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 999996.56 percentage points.

Home › Compare › RRRI vs SCHD

RRRI vs SCHD: Dividend Comparison 2026

RRRI yields 1000000.00% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RRRI wins by $4.7683925249533696e+36M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RRRI

● Live price

1000000.00%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.7683925249533696e+36M

Annual income

$4,767,454,694,456,067,000,000,000,000,000,000,000,000,000.00

Full RRRI calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — RRRI vs SCHD

📍 RRRI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RRRI	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RRRI + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RRRI pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RRRI

Annual income on $10K today (after 15% tax)

$85,000,000.00/yr

After 10yr DRIP, annual income (after tax)

$4,052,336,490,287,657,000,000,000,000,000,000,000,000,000.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, RRRI beats the other by $4,052,336,490,287,657,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RRRI + SCHD for your $10,000?

RRRI: 50%SCHD: 50%

100% SCHD50/50100% RRRI

Portfolio after 10yr

$2.3841962624766848e+36M

Annual income

$2,383,727,347,228,033,600,000,000,000,000,000,000,000,000.00/yr

Blended yield

99.98%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RRRI buys

SCHD buys

No recent congressional trades found for RRRI or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRRRISCHD

Forward yield	1000000.00% ✓	3.44%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$4.7683925249533696e+36M	$29.0K ✓
Annual income after 10y	$4,767,454,694,456,067,000,000,000,000,000,000,000,000,000.00 ✓	$422.61
Total dividends collected	$4.7683311610149396e+36M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RRRI vs SCHD ($10,000, DRIP)

Year	RRRI Portfolio	RRRI Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$100,010,700	$100,000,000.00	$11,224	$344.10	+$100.00M → RRRI
2	$934,786,450,701	$934,679,439,252.34	$12,567	$354.98	+$934786.44M → RRRI
3	$8,165,787,108,578,292	$8,164,786,887,076,042.00	$14,038	$365.30	+$8165787108.56M → RRRI
4	$66,665,884,190,957,650,000	$66,657,146,798,751,470,000.00	$15,648	$375.06	+$66665884190957.63M → RRRI
5	$508,662,171,058,048,100,000,000	$508,590,838,561,963,700,000,000.00	$17,410	$384.27	+$508662171058048128.00M → RRRI
6	$3,627,235,248,428,489,700,000,000,000	$3,626,690,979,905,457,600,000,000,000.00	$19,335	$392.95	+$3.62723524842849e+21M → RRRI
7	$24,173,681,159,150,610,000,000,000,000,000	$24,169,800,017,434,790,000,000,000,000,000.00	$21,437	$401.10	+$2.417368115915061e+25M → RRRI
8	$150,567,402,861,454,640,000,000,000,000,000,000	$150,541,537,022,614,370,000,000,000,000,000,000.00	$23,733	$408.75	+$1.5056740286145463e+29M → RRRI
9	$876,477,100,281,847,600,000,000,000,000,000,000,000	$876,315,993,160,785,800,000,000,000,000,000,000,000.00	$26,237	$415.91	+$8.764771002818475e+32M → RRRI
10	$4,768,392,524,953,369,600,000,000,000,000,000,000,000,000	$4,767,454,694,456,067,000,000,000,000,000,000,000,000,000.00	$28,968	$422.61	+$4.7683925249533696e+36M → RRRI

RRRI vs SCHD: Complete Analysis 2026

RRRI — Stock

Rock Ridge Resources, Inc. engages in the oil and gas factoring activities. The company is also involved in the investment, exploration, and production of oil and gas; and provision of alcohol-drug treatment services. In addition, it engages in the commercial and residential real estate investment and development activities. The company was formerly known as Green Star Energies, Inc. and changed its name to Rock Ridge Resources, Inc. in December 2011. Rock Ridge Resources, Inc. was founded in 1988 and is based in Lake Arrowhead, California.

Full RRRI Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.