Is RRTFX or DVY a better dividend investment in 2026?

RRTFX currently yields 3.83% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: RRTFX offers higher current income.

What is the dividend yield difference between RRTFX and DVY?

RRTFX has a forward dividend yield of 3.83% ($0.77/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 0.33 percentage points.

Home › Compare › RRTFX vs DVY

RRTFX vs DVY: Dividend Comparison 2026

RRTFX yields 3.83% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RRTFX wins by $580.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

RRTFX

● Live price

3.83%

Share price

$20.18

Annual div

$0.77

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.6K

Annual income

$489.92

Full RRTFX calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — RRTFX vs DVY

📍 RRTFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RRTFX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RRTFX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

RRTFX pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RRTFX

Annual income on $10K today (after 15% tax)

$325.59/yr

After 10yr DRIP, annual income (after tax)

$416.43/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, RRTFX beats the other by $44.32/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RRTFX + DVY for your $10,000?

RRTFX: 50%DVY: 50%

100% DVY50/50100% RRTFX

Portfolio after 10yr

$25.4K

Annual income

$463.85/yr

Blended yield

1.83%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RRTFX buys

DVY buys

No recent congressional trades found for RRTFX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRRTFXDVY

Forward yield	3.83% ✓	3.50%
Annual dividend / share	$0.77	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.6K ✓	$25.1K
Annual income after 10y	$489.92 ✓	$437.78
Total dividends collected	$4.4K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RRTFX vs DVY ($10,000, DRIP)

Year	RRTFX Portfolio	RRTFX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,083	$383.05	$11,050	$349.62	+$33.00 → RRTFX
2	$12,256	$396.77	$12,184	$361.04	+$72.00 → RRTFX
3	$13,524	$410.04	$13,409	$372.07	+$115.00 → RRTFX
4	$14,893	$422.86	$14,730	$382.68	+$163.00 → RRTFX
5	$16,371	$435.22	$16,154	$392.89	+$217.00 → RRTFX
6	$17,964	$447.11	$17,688	$402.69	+$276.00 → RRTFX
7	$19,680	$458.52	$19,338	$412.07	+$342.00 → RRTFX
8	$21,527	$469.45	$21,113	$421.04	+$414.00 → RRTFX
9	$23,514	$479.92	$23,020	$429.61	+$494.00 → RRTFX
10	$25,650	$489.92	$25,070	$437.78	+$580.00 → RRTFX

RRTFX vs DVY: Complete Analysis 2026

RRTFX — Stock

The fund invests in a diversified portfolio of other T. Rowe Price stock and bond mutual funds that represent various asset classes and sectors. Its allocation among T. Rowe Price mutual funds will change over time in relation to its target retirement date. The fund is managed based on the specific retirement year (target date 2050) included in its name and assumes a retirement age of 65.

Full RRTFX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.