Is RRTIX or HDV a better dividend investment in 2026?

RRTIX currently yields 4.63% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: RRTIX offers higher current income.

What is the dividend yield difference between RRTIX and HDV?

RRTIX has a forward dividend yield of 4.63% ($0.64/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.71 percentage points.

Home › Compare › RRTIX vs HDV

RRTIX vs HDV: Dividend Comparison 2026

RRTIX yields 4.63% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RRTIX wins by $2.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RRTIX

● Live price

4.63%

Share price

$13.72

Annual div

$0.64

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.1K

Annual income

$622.62

Full RRTIX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — RRTIX vs HDV

📍 RRTIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RRTIX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RRTIX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RRTIX pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RRTIX

Annual income on $10K today (after 15% tax)

$393.44/yr

After 10yr DRIP, annual income (after tax)

$529.23/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, RRTIX beats the other by $229.41/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RRTIX + HDV for your $10,000?

RRTIX: 50%HDV: 50%

100% HDV50/50100% RRTIX

Portfolio after 10yr

$25.7K

Annual income

$487.67/yr

Blended yield

1.90%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RRTIX buys

HDV buys

No recent congressional trades found for RRTIX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRRTIXHDV

Forward yield	4.63% ✓	2.92%
Annual dividend / share	$0.64	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.1K ✓	$24.3K
Annual income after 10y	$622.62 ✓	$352.73
Total dividends collected	$5.5K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RRTIX vs HDV ($10,000, DRIP)

Year	RRTIX Portfolio	RRTIX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,163	$462.87	$11,002	$292.38	+$161.00 → RRTIX
2	$12,427	$482.90	$12,084	$300.36	+$343.00 → RRTIX
3	$13,799	$502.42	$13,250	$308.02	+$549.00 → RRTIX
4	$15,287	$521.40	$14,506	$315.35	+$781.00 → RRTIX
5	$16,897	$539.81	$15,858	$322.35	+$1.0K → RRTIX
6	$18,637	$557.63	$17,313	$329.04	+$1.3K → RRTIX
7	$20,517	$574.83	$18,878	$335.42	+$1.6K → RRTIX
8	$22,544	$591.40	$20,560	$341.49	+$2.0K → RRTIX
9	$24,730	$607.33	$22,367	$347.25	+$2.4K → RRTIX
10	$27,083	$622.62	$24,307	$352.73	+$2.8K → RRTIX

RRTIX vs HDV: Complete Analysis 2026

RRTIX — Stock

The fund invests in a diversified portfolio of other T. Rowe Price stock and bond funds that represent various asset classes and sectors. It is intended for retired investors who seek income and relative stability from bonds along with some capital appreciation potential from stocks. The fund's "neutral allocations," which are what T. Rowe Price considers broadly appropriate for investors during their retirement years, are 40% stock funds and 60% bond funds.

Full RRTIX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.