HomeCompareRSCYX vs SCHD

RSCYX vs SCHD: Dividend Comparison 2026

RSCYX yields 0.50% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.6K in total portfolio value
10 years
RSCYX
RSCYX
● Live price
0.50%
Share price
$9.05
Annual div
$0.05
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$52.12
Full RSCYX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — RSCYX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRSCYXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RSCYX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RSCYX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSCYX
Annual income on $10K today (after 15% tax)
$42.87/yr
After 10yr DRIP, annual income (after tax)
$44.30/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $317.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RSCYX + SCHD for your $10,000?

RSCYX: 50%SCHD: 50%
100% SCHD50/50100% RSCYX
Portfolio after 10yr
$24.7K
Annual income
$239.03/yr
Blended yield
0.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSCYX buys
0
SCHD buys
0
No recent congressional trades found for RSCYX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRSCYXSCHD
Forward yield0.50%3.46%
Annual dividend / share$0.05$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.4K$29.0K
Annual income after 10y$52.12$425.95
Total dividends collected$513.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RSCYX vs SCHD ($10,000, DRIP)

YearRSCYX PortfolioRSCYX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,750$50.43$11,226$346.36$476.00SCHD
2$11,554$50.67$12,572$357.38$1.0KSCHD
3$12,413$50.90$14,046$367.84$1.6KSCHD
4$13,333$51.10$15,660$377.73$2.3KSCHD
5$14,318$51.30$17,425$387.07$3.1KSCHD
6$15,372$51.49$19,354$395.86$4.0KSCHD
7$16,499$51.66$21,461$404.13$5.0KSCHD
8$17,706$51.82$23,762$411.89$6.1KSCHD
9$18,998$51.97$26,272$419.15$7.3KSCHD
10$20,380$52.12$29,010$425.95$8.6KSCHD

RSCYX vs SCHD: Complete Analysis 2026

RSCYXStock

The fund normally invests at least 80% of its assets in equity securities of small-capitalization companies, which may include common stocks, preferred stocks, or other securities convertible into common stock. The adviser considers a company to be a small-capitalization company if its market capitalization (at the time of purchase) is less than $3 billion or 120% of the market capitalization of the largest company included in the Russell 2000® Index, whichever is greater.

Full RSCYX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.