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RSDEF vs ADC: Dividend Comparison 2026

RSDEF yields 9.09% · ADC yields 4.13%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RSDEF wins by $4.17M in total portfolio value
10 years
RSDEF
RSDEF
● Live price
9.09%
Share price
$2.39
Annual div
$0.22
5Y div CAGR
48.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.34M
Annual income
$3,082,736.04
Full RSDEF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — RSDEF vs ADC

📍 RSDEF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRSDEFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RSDEF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RSDEF pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSDEF
Annual income on $10K today (after 15% tax)
$772.98/yr
After 10yr DRIP, annual income (after tax)
$2,620,325.63/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, RSDEF beats the other by $2,551,647.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RSDEF + ADC for your $10,000?

RSDEF: 50%ADC: 50%
100% ADC50/50100% RSDEF
Portfolio after 10yr
$2.26M
Annual income
$1,581,766.67/yr
Blended yield
69.94%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

RSDEF
No analyst data
Altman Z
6.2
Piotroski
5/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSDEF buys
0
ADC buys
0
No recent congressional trades found for RSDEF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRSDEFADC
Forward yield9.09%4.13%
Annual dividend / share$0.22$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR48.7%40.4%
Portfolio after 10y$4.34M$178.9K
Annual income after 10y$3,082,736.04$80,797.29
Total dividends collected$4.20M$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: RSDEF vs ADC ($10,000, DRIP)

YearRSDEF PortfolioRSDEF Income/yrADC PortfolioADC Income/yrGap
1← crossover$12,052$1,352.25$10,990$580.36+$1.1KRSDEF
2$15,161$2,264.92$12,301$860.26+$2.9KRSDEF
3$20,182$3,959.46$14,104$1,298.62+$6.1KRSDEF
4$28,919$7,324.77$16,691$2,008.16+$12.2KRSDEF
5$45,530$14,586.48$20,580$3,205.09+$24.9KRSDEF
6$80,632$31,914.65$26,754$5,330.02+$53.9KRSDEF
7$164,822$78,546.41$37,196$9,345.14+$127.6KRSDEF
8$399,493$223,133.15$56,244$17,523.09+$343.2KRSDEF
9$1,179,054$751,596.30$94,286$35,736.21+$1.08MRSDEF
10$4,344,324$3,082,736.04$178,949$80,797.29+$4.17MRSDEF

RSDEF vs ADC: Complete Analysis 2026

RSDEFStock

Ramsdens Holdings PLC provides various financial services in the United Kingdom and internationally. It operates through four segments: Foreign Currency Exchange, Pawnbroking, Purchase of Precious Metals, and Jewellery Retail. The company engages in the sale and purchase of foreign currency notes to holidaymakers, as well as offers prepaid travel cards and international bank-to-bank payments; and provision of pawnbroking and related financial services. It also provides precious metals buying and selling services; and retails new and second-hand jewelry. As of September 30, 2021, the company operated through 154 stores, including three franchised stores, as well as through online channel. Ramsdens Holdings PLC was incorporated in 2013 and is headquartered in Middlesbrough, the United Kingdom.

Full RSDEF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.