Is RSDEF or QYLD a better dividend investment in 2026?

RSDEF currently yields 9.09% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between RSDEF and QYLD?

RSDEF has a forward dividend yield of 9.09% ($0.22/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 2.83 percentage points.

Home › Compare › RSDEF vs QYLD

RSDEF vs QYLD: Dividend Comparison 2026

RSDEF yields 9.09% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RSDEF wins by $4.32M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RSDEF

● Live price

9.09%

Share price

$2.39

Annual div

$0.22

5Y div CAGR

48.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.34M

Annual income

$3,082,736.04

Full RSDEF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RSDEF vs QYLD

📍 RSDEF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RSDEF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RSDEF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RSDEF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSDEF

Annual income on $10K today (after 15% tax)

$772.98/yr

After 10yr DRIP, annual income (after tax)

$2,620,325.63/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, RSDEF beats the other by $2,615,515.22/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RSDEF + QYLD for your $10,000?

RSDEF: 50%QYLD: 50%

100% QYLD50/50100% RSDEF

Portfolio after 10yr

$2.18M

Annual income

$1,544,197.68/yr

Blended yield

70.68%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSDEF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRSDEFQYLD

Forward yield	9.09%	11.92% ✓
Annual dividend / share	$0.22	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	48.7% ✓	0%
Portfolio after 10y	$4.34M	$25.4K ✓
Annual income after 10y	$3,082,736.04 ✓	$5,659.31
Total dividends collected	$4.20M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RSDEF vs QYLD ($10,000, DRIP)

Year	RSDEF Portfolio	RSDEF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,052	$1,352.25	$10,352	$1,192.36	+$1.7K → RSDEF
2	$15,161	$2,264.92	$10,830	$1,347.57	+$4.3K → RSDEF
3	$20,182	$3,959.46	$11,460	$1,539.07	+$8.7K → RSDEF
4	$28,919	$7,324.77	$12,275	$1,777.84	+$16.6K → RSDEF
5	$45,530	$14,586.48	$13,323	$2,078.95	+$32.2K → RSDEF
6	$80,632	$31,914.65	$14,667	$2,463.34	+$66.0K → RSDEF
7	$164,822	$78,546.41	$16,396	$2,960.57	+$148.4K → RSDEF
8	$399,493	$223,133.15	$18,631	$3,612.97	+$380.9K → RSDEF
9	$1,179,054	$751,596.30	$21,548	$4,482.15	+$1.16M → RSDEF
10	$4,344,324	$3,082,736.04	$25,398	$5,659.31	+$4.32M → RSDEF

RSDEF vs QYLD: Complete Analysis 2026

RSDEF — Stock

Ramsdens Holdings PLC provides various financial services in the United Kingdom and internationally. It operates through four segments: Foreign Currency Exchange, Pawnbroking, Purchase of Precious Metals, and Jewellery Retail. The company engages in the sale and purchase of foreign currency notes to holidaymakers, as well as offers prepaid travel cards and international bank-to-bank payments; and provision of pawnbroking and related financial services. It also provides precious metals buying and selling services; and retails new and second-hand jewelry. As of September 30, 2021, the company operated through 154 stores, including three franchised stores, as well as through online channel. Ramsdens Holdings PLC was incorporated in 2013 and is headquartered in Middlesbrough, the United Kingdom.

Full RSDEF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.