Is RSIVX or HDV a better dividend investment in 2026?

RSIVX currently yields 7.96% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: RSIVX offers higher current income.

What is the dividend yield difference between RSIVX and HDV?

RSIVX has a forward dividend yield of 7.96% ($0.68/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 5.04 percentage points.

Home › Compare › RSIVX vs HDV

RSIVX vs HDV: Dividend Comparison 2026

RSIVX yields 7.96% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RSIVX wins by $9.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RSIVX

● Live price

7.96%

Share price

$8.50

Annual div

$0.68

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.9K

Annual income

$1,317.53

Full RSIVX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — RSIVX vs HDV

📍 RSIVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RSIVX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RSIVX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

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RSIVX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSIVX

Annual income on $10K today (after 15% tax)

$676.64/yr

After 10yr DRIP, annual income (after tax)

$1,119.90/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, RSIVX beats the other by $820.95/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RSIVX + HDV for your $10,000?

RSIVX: 50%HDV: 50%

100% HDV50/50100% RSIVX

Portfolio after 10yr

$29.1K

Annual income

$834.62/yr

Blended yield

2.87%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSIVX buys

HDV buys

No recent congressional trades found for RSIVX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRSIVXHDV

Forward yield	7.96% ✓	2.92%
Annual dividend / share	$0.68	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.9K ✓	$24.3K
Annual income after 10y	$1,317.53 ✓	$351.71
Total dividends collected	$10.6K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RSIVX vs HDV ($10,000, DRIP)

Year	RSIVX Portfolio	RSIVX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,496	$796.05	$11,002	$291.67	+$494.00 → RSIVX
2	$13,156	$855.28	$12,082	$299.61	+$1.1K → RSIVX
3	$14,992	$914.74	$13,247	$307.23	+$1.7K → RSIVX
4	$17,015	$974.19	$14,503	$314.52	+$2.5K → RSIVX
5	$19,240	$1,033.35	$15,854	$321.50	+$3.4K → RSIVX
6	$21,679	$1,092.00	$17,308	$328.15	+$4.4K → RSIVX
7	$24,346	$1,149.92	$18,871	$334.49	+$5.5K → RSIVX
8	$27,257	$1,206.93	$20,551	$340.53	+$6.7K → RSIVX
9	$30,428	$1,262.85	$22,357	$346.27	+$8.1K → RSIVX
10	$33,875	$1,317.53	$24,296	$351.71	+$9.6K → RSIVX

RSIVX vs HDV: Complete Analysis 2026

RSIVX — Stock

The investment seeks high current income and capital appreciation consistent with the preservation of capital. Under normal circumstances, the fund will invest no less than 80% of its net assets (plus the amount of any borrowings for investment purposes) in (1) fixed income securities that the advisor believes are Money-Good, and for which, in the opinion of Cohanzick, if held to maturity, there is only a limited risk of loss of principal and (2) income producing equities, for which, in the opinion of Cohanzick, the issuing company has the resources to sustain its distributions.

Full RSIVX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.