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RSO vs SCHD: Dividend Comparison 2026

RSO yields 20.04% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RSO wins by $44.2K in total portfolio value
10 years
RSO
RSO
● Live price
20.04%
Share price
$9.98
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$73.2K
Annual income
$6,767.83
Full RSO calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — RSO vs SCHD

📍 RSO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRSOSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RSO + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RSO pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSO
Annual income on $10K today (after 15% tax)
$1,703.41/yr
After 10yr DRIP, annual income (after tax)
$5,752.66/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, RSO beats the other by $5,390.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RSO + SCHD for your $10,000?

RSO: 50%SCHD: 50%
100% SCHD50/50100% RSO
Portfolio after 10yr
$51.1K
Annual income
$3,596.89/yr
Blended yield
7.04%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSO buys
0
SCHD buys
0
No recent congressional trades found for RSO or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRSOSCHD
Forward yield20.04% ✓3.46%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$73.2K ✓$29.0K
Annual income after 10y$6,767.83 ✓$425.95
Total dividends collected$41.7K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RSO vs SCHD ($10,000, DRIP)

YearRSO PortfolioRSO Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,704$2,004.01$11,226$346.36+$1.5K → RSO
2$15,973$2,379.34$12,572$357.38+$3.4K → RSO
3$19,887$2,795.81$14,046$367.84+$5.8K → RSO
4$24,532$3,253.17$15,660$377.73+$8.9K → RSO
5$30,000$3,750.53$17,425$387.07+$12.6K → RSO
6$36,386$4,286.42$19,354$395.86+$17.0K → RSO
7$43,792$4,858.81$21,461$404.13+$22.3K → RSO
8$52,322$5,465.19$23,762$411.89+$28.6K → RSO
9$62,088$6,102.62$26,272$419.15+$35.8K → RSO
10$73,201$6,767.83$29,010$425.95+$44.2K → RSO

RSO vs SCHD: Complete Analysis 2026

RSO — Stock

RSO is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RSO shares.

Full RSO Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.