HomeCompareRSPY vs JEPI

RSPY vs JEPI: Dividend Comparison 2026

RSPY yields 7.91% · JEPI yields 8.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RSPY wins by $4.8K in total portfolio value
10 years
RSPY
RSPY
● Live price
7.91%
Share price
$25.27
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.8K
Annual income
$1,305.84
Full RSPY calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — RSPY vs JEPI

📍 RSPY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRSPYJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RSPY + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RSPY pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSPY
Annual income on $10K today (after 15% tax)
$672.60/yr
After 10yr DRIP, annual income (after tax)
$1,109.96/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $189.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RSPY + JEPI for your $10,000?

RSPY: 50%JEPI: 50%
100% JEPI50/50100% RSPY
Portfolio after 10yr
$31.4K
Annual income
$1,417.23/yr
Blended yield
4.52%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSPY buys
0
JEPI buys
0
No recent congressional trades found for RSPY or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRSPYJEPI
Forward yield7.91%8.40%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.8K$29.0K
Annual income after 10y$1,305.84$1,528.62
Total dividends collected$10.5K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RSPY vs JEPI ($10,000, DRIP)

YearRSPY PortfolioRSPY Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,491$791.30$11,260$840.19+$231.00RSPY
2$13,146$849.82$12,641$907.94+$505.00RSPY
3$14,974$908.55$14,150$978.20+$824.00RSPY
4$16,990$967.24$15,795$1,050.85+$1.2KRSPY
5$19,205$1,025.63$17,584$1,125.74+$1.6KRSPY
6$21,632$1,083.49$19,526$1,202.74+$2.1KRSPY
7$24,287$1,140.62$21,628$1,281.69+$2.7KRSPY
8$27,184$1,196.83$23,898$1,362.43+$3.3KRSPY
9$30,339$1,251.95$26,347$1,444.79+$4.0KRSPY
10$33,769$1,305.84$28,982$1,528.62+$4.8KRSPY

RSPY vs JEPI: Complete Analysis 2026

RSPYStock

The fund is an actively managed exchange traded fund ("ETF") that will primarily invest in ETFs that represent a sector of the S&P 500 Index. The S&P 500 Index is composed of the following eleven sectors: Information Technology, Health Care, Financials, Consumer Discretionary, Communication Services, Industrials, Consumer Staples, Energy, Utilities, Real Estate, and Materials. Under normal market conditions, the sub-adviser will invest the fund's assets in all eleven sectors that comprise the S&P 500 Index. The sub-adviser may adjust holdings based on changes in the S&P 500 economic sector weightings.

Full RSPY Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.