HomeCompareRSRYX vs SCHD

RSRYX vs SCHD: Dividend Comparison 2026

RSRYX yields 21.34% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RSRYX wins by $50.3K in total portfolio value
10 years
RSRYX
RSRYX
● Live price
21.34%
Share price
$9.37
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$79.3K
Annual income
$7,759.55
Full RSRYX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — RSRYX vs SCHD

📍 RSRYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRSRYXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RSRYX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RSRYX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSRYX
Annual income on $10K today (after 15% tax)
$1,814.30/yr
After 10yr DRIP, annual income (after tax)
$6,595.62/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, RSRYX beats the other by $6,233.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RSRYX + SCHD for your $10,000?

RSRYX: 50%SCHD: 50%
100% SCHD50/50100% RSRYX
Portfolio after 10yr
$54.1K
Annual income
$4,092.75/yr
Blended yield
7.56%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSRYX buys
0
SCHD buys
0
No recent congressional trades found for RSRYX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRSRYXSCHD
Forward yield21.34%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$79.3K$29.0K
Annual income after 10y$7,759.55$425.95
Total dividends collected$46.6K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RSRYX vs SCHD ($10,000, DRIP)

YearRSRYX PortfolioRSRYX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,834$2,134.47$11,226$346.36+$1.6KRSRYX
2$16,293$2,560.26$12,572$357.38+$3.7KRSRYX
3$20,471$3,037.58$14,046$367.84+$6.4KRSRYX
4$25,471$3,566.84$15,660$377.73+$9.8KRSRYX
5$31,402$4,147.65$17,425$387.07+$14.0KRSRYX
6$38,379$4,778.86$19,354$395.86+$19.0KRSRYX
7$46,524$5,458.56$21,461$404.13+$25.1KRSRYX
8$55,965$6,184.13$23,762$411.89+$32.2KRSRYX
9$66,834$6,952.37$26,272$419.15+$40.6KRSRYX
10$79,272$7,759.55$29,010$425.95+$50.3KRSRYX

RSRYX vs SCHD: Complete Analysis 2026

RSRYXStock

The investment seeks to provide a high current income with a secondary objective of capital appreciation. The fund invests in fixed-income obligations of any kind, including, by way of example, U.S. and foreign corporate investment-grade securities; U.S. government securities and securities of foreign governments and supranational entities; U.S. and foreign below investment grade bonds; and cash instruments. It may invest in any type of debt instrument, including, for example, domestic or foreign corporate debt securities, securities issued or guaranteed by sovereign governments, their agencies, or instrumentalities, and mortgage-backed securities.

Full RSRYX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.