Is RSTI or ADC a better dividend investment in 2026?

RSTI currently yields 6.14% with a 5% 5-year dividend growth rate. ADC yields 4.39% with 5.2% growth. The better choice depends on your goal: RSTI offers higher current income.

What is the dividend yield difference between RSTI and ADC?

RSTI has a forward dividend yield of 6.14% ($2.00/share annually). ADC yields 4.39% ($3.00/share annually). The yield gap is 1.75 percentage points.

Home › Compare › RSTI vs ADC

RSTI vs ADC: Dividend Comparison 2026

RSTI yields 6.14% · ADC yields 4.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RSTI wins by $6.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RSTI

● Live price

6.14%

Share price

$32.55

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.0K

Annual income

$908.81

Full RSTI calculator →

ADC

Agree Realty Corporation

● Live price

4.39%

Share price

$68.40

Annual div

$3.00

5Y div CAGR

5.2%

Payout ratio

73%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.5K

Annual income

$1,093.74

Full ADC calculator →

Portfolio growth — RSTI vs ADC

📍 RSTI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RSTI	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, RSTI + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RSTI pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSTI

Annual income on $10K today (after 15% tax)

$522.27/yr

After 10yr DRIP, annual income (after tax)

$772.49/yr

ADC

Annual income on $10K today (after 15% tax)

$372.81/yr

After 10yr DRIP, annual income (after tax)

$929.68/yr

At 15% tax rate, ADC beats the other by $157.19/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RSTI + ADC for your $10,000?

RSTI: 50%ADC: 50%

100% ADC50/50100% RSTI

Portfolio after 10yr

$26.8K

Annual income

$1,001.28/yr

Blended yield

3.74%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

RSTI

No analyst data

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+18.5% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSTI buys

ADC buys

No recent congressional trades found for RSTI or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRSTIADC

Forward yield	6.14% ✓	4.39%
Annual dividend / share	$2.00	$3.00 ✓
Payout ratio	50% ✓	73%
1-year div growth	0%	2.8% ✓
5-year div CAGR	0%	5.2% ✓
Portfolio after 10y	$30.0K ✓	$23.5K
Annual income after 10y	$908.81	$1,093.74 ✓
Total dividends collected	$7.7K ✓	$7.4K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: RSTI vs ADC ($10,000, DRIP)

Year	RSTI Portfolio	RSTI Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$11,314	$614.44	$10,871	$461.40	+$443.00 → RSTI
2	$12,756	$649.72	$11,824	$506.91	+$932.00 → RSTI
3	$14,334	$684.59	$12,866	$557.16	+$1.5K → RSTI
4	$16,056	$718.93	$14,006	$612.66	+$2.0K → RSTI
5	$17,933	$752.63	$15,254	$674.00	+$2.7K → RSTI
6	$19,973	$785.60	$16,622	$741.82	+$3.4K → RSTI
7	$22,189	$817.77	$18,120	$816.86	+$4.1K → RSTI
8	$24,592	$849.06	$19,763	$899.90	+$4.8K → RSTI
9	$27,192	$879.42	$21,565	$991.86	+$5.6K → RSTI
10	$30,005	$908.81	$23,543	$1,093.74	+$6.5K → RSTI

RSTI vs ADC: Complete Analysis 2026

RSTI — Stock

RSTI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RSTI shares.

Full RSTI Calculator →

ADC — REIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

📬

Get this RSTI vs ADC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RSTI vs SCHD RSTI vs JEPI RSTI vs O RSTI vs KO RSTI vs MAIN RSTI vs NNN RSTI vs EPRT RSTI vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.