HomeCompareRSTI vs SPHD

RSTI vs SPHD: Dividend Comparison 2026

RSTI yields 6.14% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RSTI wins by $3.5K in total portfolio value
10 years
RSTI
RSTI
● Live price
6.14%
Share price
$32.55
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.0K
Annual income
$908.81
Full RSTI calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — RSTI vs SPHD

📍 RSTI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRSTISPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RSTI + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RSTI pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSTI
Annual income on $10K today (after 15% tax)
$522.27/yr
After 10yr DRIP, annual income (after tax)
$772.49/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, RSTI beats the other by $286.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RSTI + SPHD for your $10,000?

RSTI: 50%SPHD: 50%
100% SPHD50/50100% RSTI
Portfolio after 10yr
$28.3K
Annual income
$740.07/yr
Blended yield
2.62%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSTI buys
0
SPHD buys
0
No recent congressional trades found for RSTI or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRSTISPHD
Forward yield6.14%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.0K$26.5K
Annual income after 10y$908.81$571.32
Total dividends collected$7.7K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RSTI vs SPHD ($10,000, DRIP)

YearRSTI PortfolioRSTI Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,314$614.44$11,133$432.85+$181.00RSTI
2$12,756$649.72$12,363$450.36+$393.00RSTI
3$14,334$684.59$13,695$467.39+$639.00RSTI
4$16,056$718.93$15,138$483.90+$918.00RSTI
5$17,933$752.63$16,697$499.88+$1.2KRSTI
6$19,973$785.60$18,382$515.31+$1.6KRSTI
7$22,189$817.77$20,198$530.17+$2.0KRSTI
8$24,592$849.06$22,157$544.46+$2.4KRSTI
9$27,192$879.42$24,266$558.18+$2.9KRSTI
10$30,005$908.81$26,536$571.32+$3.5KRSTI

RSTI vs SPHD: Complete Analysis 2026

RSTIStock

RSTI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RSTI shares.

Full RSTI Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this RSTI vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RSTI vs SCHDRSTI vs JEPIRSTI vs ORSTI vs KORSTI vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.